{"id":1339,"date":"2026-02-06T21:21:08","date_gmt":"2026-02-06T21:21:08","guid":{"rendered":"https:\/\/demo.max.health\/inkmortgage.com\/?page_id=1339"},"modified":"2026-04-30T11:05:12","modified_gmt":"2026-04-30T11:05:12","slug":"monthly-payment-calculator","status":"publish","type":"page","link":"https:\/\/demo.max.health\/inkmortgage.com\/monthly-payment-calculator\/","title":{"rendered":"Monthly Payment Calculator"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"1339\" class=\"elementor elementor-1339\" data-elementor-post-type=\"page\">\n\t\t\t\t<div data-ka-cursor-size=\"1\" class=\"elementor-element elementor-element-9d31f93 e-con-full position-relative e-flex e-con e-parent\" data-id=\"9d31f93\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;kng_cursor_interaction&quot;:&quot;default&quot;,&quot;kng_cursor_magnetic&quot;:&quot;none&quot;,&quot;kng_cursor_size_multiplier&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]}}\">\n\t\t\t\t<div data-ka-cursor-size=\"1\" class=\"elementor-element elementor-element-8da0c66 elementor-cta--layout-image-above elementor-cta--valign-middle elementor-cta--mobile-layout-image-above elementor-widget__width-initial elementor-widget-tablet__width-inherit elementor-cta--skin-classic elementor-animated-content elementor-bg-transform elementor-bg-transform-zoom-in elementor-widget elementor-widget-call-to-action\" data-id=\"8da0c66\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;kng_cursor_interaction&quot;:&quot;default&quot;,&quot;kng_cursor_magnetic&quot;:&quot;none&quot;,&quot;kng_cursor_size_multiplier&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]}}\" data-widget_type=\"call-to-action.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-cta\">\n\t\t\t\t\t\t\t<div class=\"elementor-cta__content\">\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<h2 class=\"elementor-cta__title elementor-cta__content-item elementor-content-item\">\n\t\t\t\t\t\tMonthly Payment Calculator\t\t\t\t\t<\/h2>\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t<div data-ka-cursor-size=\"1\" class=\"elementor-element elementor-element-868f29f e-con-full e-flex e-con e-child\" data-id=\"868f29f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;kng_cursor_interaction&quot;:&quot;default&quot;,&quot;kng_cursor_magnetic&quot;:&quot;none&quot;,&quot;kng_cursor_size_multiplier&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]}}\">\n\t\t\t\t<div data-ka-cursor-size=\"1\" class=\"elementor-element elementor-element-29f8160 elementor-widget elementor-widget-button\" data-id=\"29f8160\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;kng_cursor_interaction&quot;:&quot;default&quot;,&quot;kng_cursor_magnetic&quot;:&quot;none&quot;,&quot;kng_cursor_size_multiplier&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]}}\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Conventional Monthly Payment Calculator<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div data-ka-cursor-size=\"1\" class=\"elementor-element elementor-element-5b747b6 elementor-widget elementor-widget-button\" data-id=\"5b747b6\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;kng_cursor_interaction&quot;:&quot;default&quot;,&quot;kng_cursor_magnetic&quot;:&quot;none&quot;,&quot;kng_cursor_size_multiplier&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]}}\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">FHA Monthly Payment Calculator<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div data-ka-cursor-size=\"1\" class=\"elementor-element elementor-element-852472d elementor-widget elementor-widget-button\" data-id=\"852472d\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;kng_cursor_interaction&quot;:&quot;default&quot;,&quot;kng_cursor_magnetic&quot;:&quot;none&quot;,&quot;kng_cursor_size_multiplier&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]}}\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">VA Monthly Payment Calculator<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-ka-cursor-size=\"1\" class=\"elementor-element elementor-element-218da3a elementor-absolute elementor-widget elementor-widget-king-addons-breadcrumbs\" data-id=\"218da3a\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;,&quot;kng_cursor_interaction&quot;:&quot;default&quot;,&quot;kng_cursor_magnetic&quot;:&quot;none&quot;,&quot;kng_cursor_size_multiplier&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]}}\" data-widget_type=\"king-addons-breadcrumbs.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t        <nav class=\"king-addons-breadcrumbs\" aria-label=\"Breadcrumbs\" itemscope itemtype=\"https:\/\/schema.org\/BreadcrumbList\">\n            <ol class=\"king-addons-breadcrumbs__list\">\n                                                        <li class=\"king-addons-breadcrumbs__item\" itemprop=\"itemListElement\" itemscope itemtype=\"https:\/\/schema.org\/ListItem\">\n                                                    <a class=\"king-addons-breadcrumbs__link\" href=\"https:\/\/demo.max.health\/inkmortgage.com\/\" itemprop=\"item\">\n                                <span class=\"king-addons-breadcrumbs__text\" itemprop=\"name\">\n                                    Home                                <\/span>\n                            <\/a>\n                                                                            <meta itemprop=\"position\" content=\"1\"\/>\n                                                            <meta itemprop=\"item\" content=\"https:\/\/demo.max.health\/inkmortgage.com\/\"\/>\n                                                                                                <\/li>\n                            <\/ol>\n        <\/nav>\n        <script type=\"application\/ld+json\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"BreadcrumbList\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/demo.max.health\\\/inkmortgage.com\\\/\"}]}<\/script>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div data-ka-cursor-size=\"1\" class=\"elementor-element elementor-element-52a42de e-con-full elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile e-flex e-con e-parent\" data-id=\"52a42de\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;kng_cursor_interaction&quot;:&quot;default&quot;,&quot;kng_cursor_magnetic&quot;:&quot;none&quot;,&quot;kng_cursor_size_multiplier&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]}}\">\n\t\t\t\t<div data-ka-cursor-size=\"1\" class=\"elementor-element elementor-element-172a337 title-choose elementor-widget elementor-widget-heading\" data-id=\"172a337\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;kng_cursor_interaction&quot;:&quot;default&quot;,&quot;kng_cursor_magnetic&quot;:&quot;none&quot;,&quot;kng_cursor_size_multiplier&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]}}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Calculate Your Costs Conventional <\/h2>\t\t\t\t<\/div>\n\t\t<div data-ka-cursor-size=\"1\" class=\"elementor-element elementor-element-9cb6e19 e-flex e-con-boxed e-con e-child\" data-id=\"9cb6e19\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;kng_cursor_interaction&quot;:&quot;default&quot;,&quot;kng_cursor_magnetic&quot;:&quot;none&quot;,&quot;kng_cursor_size_multiplier&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]}}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div data-ka-cursor-size=\"1\" class=\"elementor-element elementor-element-4b5bd10 e-con-full e-flex e-con e-child\" data-id=\"4b5bd10\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;kng_cursor_interaction&quot;:&quot;default&quot;,&quot;kng_cursor_magnetic&quot;:&quot;none&quot;,&quot;kng_cursor_size_multiplier&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]}}\">\n\t\t<div data-ka-cursor-size=\"1\" class=\"elementor-element elementor-element-527c3bf e-con-full e-flex e-con e-child\" data-id=\"527c3bf\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;kng_cursor_interaction&quot;:&quot;default&quot;,&quot;kng_cursor_magnetic&quot;:&quot;none&quot;,&quot;kng_cursor_size_multiplier&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]}}\">\n\t\t\t\t<div data-ka-cursor-size=\"1\" class=\"elementor-element elementor-element-735921e elementor-widget elementor-widget-html\" data-id=\"735921e\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;kng_cursor_interaction&quot;:&quot;default&quot;,&quot;kng_cursor_magnetic&quot;:&quot;none&quot;,&quot;kng_cursor_size_multiplier&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]}}\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"closing-calculator\">\r\n\r\n  <div class=\"calc-field\">\r\n    <label class=\"calc-label\">Home Price<\/label>\r\n    <input type=\"text\" class=\"calc-input calc-home-price\" placeholder=\"$300,000\">\r\n  <\/div>\r\n\r\n  <div class=\"calc-field\">\r\n    <label class=\"calc-label\">Down Payment (%)<\/label>\r\n    <input type=\"text\" class=\"calc-input calc-down-payment\" placeholder=\"20\">\r\n  <\/div>\r\n\r\n  <div class=\"calc-field\">\r\n    <label class=\"calc-label\">Loan Amount<\/label>\r\n    <input type=\"text\" class=\"calc-input calc-loan-amount\" placeholder=\"$240,000\">\r\n  <\/div>\r\n\r\n  <div class=\"calc-field\">\r\n    <label class=\"calc-label\">Interest Rate (%)<\/label>\r\n    <input type=\"text\" class=\"calc-input calc-interest-rate\" placeholder=\"6.125\">\r\n  <\/div>\r\n\r\n  <div class=\"calc-field\">\r\n    <label class=\"calc-label\">Loan Term<\/label>\r\n    <select class=\"calc-select calc-loan-term\">\r\n      <option>15 Years<\/option>\r\n      <option>30 Years<\/option>\r\n    <\/select>\r\n  <\/div>\r\n\r\n  <div class=\"calc-field\">\r\n    <label class=\"calc-label\">Property State<\/label>\r\n    <select class=\"calc-select calc-property-state\">\r\n      <option>Florida<\/option>\r\n      <option>Texas<\/option>\r\n    <\/select>\r\n  <\/div>\r\n\r\n  <button class=\"calc-btn\">Calculate Closing Costs<\/button>\r\n\r\n<\/div>\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div data-ka-cursor-size=\"1\" class=\"elementor-element elementor-element-5e1b32f e-con-full e-flex e-con e-child\" data-id=\"5e1b32f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;kng_cursor_interaction&quot;:&quot;default&quot;,&quot;kng_cursor_magnetic&quot;:&quot;none&quot;,&quot;kng_cursor_size_multiplier&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]}}\">\n\t\t<div data-ka-cursor-size=\"1\" class=\"elementor-element elementor-element-fc7d208 e-con-full e-flex e-con e-child\" data-id=\"fc7d208\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;kng_cursor_interaction&quot;:&quot;default&quot;,&quot;kng_cursor_magnetic&quot;:&quot;none&quot;,&quot;kng_cursor_size_multiplier&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]}}\">\n\t\t<div data-ka-cursor-size=\"1\" class=\"elementor-element elementor-element-3c058cc e-con-full e-flex e-con e-child\" data-id=\"3c058cc\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;kng_cursor_interaction&quot;:&quot;default&quot;,&quot;kng_cursor_magnetic&quot;:&quot;none&quot;,&quot;kng_cursor_size_multiplier&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]}}\">\n\t\t<div data-ka-cursor-size=\"1\" class=\"elementor-element elementor-element-55194f9 e-con-full e-flex e-con e-child\" data-id=\"55194f9\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;kng_cursor_interaction&quot;:&quot;default&quot;,&quot;kng_cursor_magnetic&quot;:&quot;none&quot;,&quot;kng_cursor_size_multiplier&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]}}\">\n\t\t\t\t<div data-ka-cursor-size=\"1\" class=\"elementor-element elementor-element-c8884dd elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"c8884dd\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;kng_cursor_interaction&quot;:&quot;default&quot;,&quot;kng_cursor_magnetic&quot;:&quot;none&quot;,&quot;kng_cursor_size_multiplier&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]}}\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-calculator\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M400 0H48C22.4 0 0 22.4 0 48v416c0 25.6 22.4 48 48 48h352c25.6 0 48-22.4 48-48V48c0-25.6-22.4-48-48-48zM128 435.2c0 6.4-6.4 12.8-12.8 12.8H76.8c-6.4 0-12.8-6.4-12.8-12.8v-38.4c0-6.4 6.4-12.8 12.8-12.8h38.4c6.4 0 12.8 6.4 12.8 12.8v38.4zm0-128c0 6.4-6.4 12.8-12.8 12.8H76.8c-6.4 0-12.8-6.4-12.8-12.8v-38.4c0-6.4 6.4-12.8 12.8-12.8h38.4c6.4 0 12.8 6.4 12.8 12.8v38.4zm128 128c0 6.4-6.4 12.8-12.8 12.8h-38.4c-6.4 0-12.8-6.4-12.8-12.8v-38.4c0-6.4 6.4-12.8 12.8-12.8h38.4c6.4 0 12.8 6.4 12.8 12.8v38.4zm0-128c0 6.4-6.4 12.8-12.8 12.8h-38.4c-6.4 0-12.8-6.4-12.8-12.8v-38.4c0-6.4 6.4-12.8 12.8-12.8h38.4c6.4 0 12.8 6.4 12.8 12.8v38.4zm128 128c0 6.4-6.4 12.8-12.8 12.8h-38.4c-6.4 0-12.8-6.4-12.8-12.8V268.8c0-6.4 6.4-12.8 12.8-12.8h38.4c6.4 0 12.8 6.4 12.8 12.8v166.4zm0-256c0 6.4-6.4 12.8-12.8 12.8H76.8c-6.4 0-12.8-6.4-12.8-12.8V76.8C64 70.4 70.4 64 76.8 64h294.4c6.4 0 12.8 6.4 12.8 12.8v102.4z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div data-ka-cursor-size=\"1\" class=\"elementor-element elementor-element-cc2d122 elementor-widget elementor-widget-heading\" data-id=\"cc2d122\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;kng_cursor_interaction&quot;:&quot;default&quot;,&quot;kng_cursor_magnetic&quot;:&quot;none&quot;,&quot;kng_cursor_size_multiplier&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]}}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Estimated Cash to Close:<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div data-ka-cursor-size=\"1\" class=\"elementor-element elementor-element-144e500 e-con-full e-flex e-con e-child\" data-id=\"144e500\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;kng_cursor_interaction&quot;:&quot;default&quot;,&quot;kng_cursor_magnetic&quot;:&quot;none&quot;,&quot;kng_cursor_size_multiplier&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]}}\">\n\t\t\t\t<div data-ka-cursor-size=\"1\" class=\"elementor-element elementor-element-ea8ae09 elementor-widget elementor-widget-heading\" data-id=\"ea8ae09\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;kng_cursor_interaction&quot;:&quot;default&quot;,&quot;kng_cursor_magnetic&quot;:&quot;none&quot;,&quot;kng_cursor_size_multiplier&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]}}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">$12,936<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div data-ka-cursor-size=\"1\" class=\"elementor-element elementor-element-018b0c5 e-con-full e-flex e-con e-child\" data-id=\"018b0c5\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;kng_cursor_interaction&quot;:&quot;default&quot;,&quot;kng_cursor_magnetic&quot;:&quot;none&quot;,&quot;kng_cursor_size_multiplier&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]}}\">\n\t\t\t\t<div data-ka-cursor-size=\"1\" class=\"elementor-element elementor-element-b7ba794 elementor-widget elementor-widget-heading\" data-id=\"b7ba794\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;kng_cursor_interaction&quot;:&quot;default&quot;,&quot;kng_cursor_magnetic&quot;:&quot;none&quot;,&quot;kng_cursor_size_multiplier&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]}}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Monthly Payment Breakkdown<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div data-ka-cursor-size=\"1\" class=\"elementor-element elementor-element-7a97df2 e-con-full e-flex e-con e-child\" data-id=\"7a97df2\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;kng_cursor_interaction&quot;:&quot;default&quot;,&quot;kng_cursor_magnetic&quot;:&quot;none&quot;,&quot;kng_cursor_size_multiplier&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]}}\">\n\t\t<div data-ka-cursor-size=\"1\" class=\"elementor-element elementor-element-a0329b7 e-con-full e-flex e-con e-child\" data-id=\"a0329b7\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;kng_cursor_interaction&quot;:&quot;default&quot;,&quot;kng_cursor_magnetic&quot;:&quot;none&quot;,&quot;kng_cursor_size_multiplier&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]}}\">\n\t\t\t\t<div data-ka-cursor-size=\"1\" class=\"elementor-element elementor-element-e874c05 elementor-widget elementor-widget-text-editor\" data-id=\"e874c05\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;kng_cursor_interaction&quot;:&quot;default&quot;,&quot;kng_cursor_magnetic&quot;:&quot;none&quot;,&quot;kng_cursor_size_multiplier&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]}}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Loan Payment:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div data-ka-cursor-size=\"1\" class=\"elementor-element elementor-element-309e8ca elementor-widget elementor-widget-heading\" data-id=\"309e8ca\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;kng_cursor_interaction&quot;:&quot;default&quot;,&quot;kng_cursor_magnetic&quot;:&quot;none&quot;,&quot;kng_cursor_size_multiplier&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]}}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">$1,458.27<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div data-ka-cursor-size=\"1\" class=\"elementor-element elementor-element-c17521e e-con-full e-flex e-con e-child\" data-id=\"c17521e\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;kng_cursor_interaction&quot;:&quot;default&quot;,&quot;kng_cursor_magnetic&quot;:&quot;none&quot;,&quot;kng_cursor_size_multiplier&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]}}\">\n\t\t\t\t<div data-ka-cursor-size=\"1\" class=\"elementor-element elementor-element-4f61d87 elementor-widget elementor-widget-text-editor\" data-id=\"4f61d87\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;kng_cursor_interaction&quot;:&quot;default&quot;,&quot;kng_cursor_magnetic&quot;:&quot;none&quot;,&quot;kng_cursor_size_multiplier&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]}}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Property Tax:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div data-ka-cursor-size=\"1\" class=\"elementor-element elementor-element-25749c8 elementor-widget elementor-widget-heading\" data-id=\"25749c8\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;kng_cursor_interaction&quot;:&quot;default&quot;,&quot;kng_cursor_magnetic&quot;:&quot;none&quot;,&quot;kng_cursor_size_multiplier&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]}}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">$300.00<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div data-ka-cursor-size=\"1\" class=\"elementor-element elementor-element-2da4761 e-con-full e-flex e-con e-child\" data-id=\"2da4761\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;kng_cursor_interaction&quot;:&quot;default&quot;,&quot;kng_cursor_magnetic&quot;:&quot;none&quot;,&quot;kng_cursor_size_multiplier&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]}}\">\n\t\t\t\t<div data-ka-cursor-size=\"1\" class=\"elementor-element elementor-element-a6703ca elementor-widget elementor-widget-text-editor\" data-id=\"a6703ca\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;kng_cursor_interaction&quot;:&quot;default&quot;,&quot;kng_cursor_magnetic&quot;:&quot;none&quot;,&quot;kng_cursor_size_multiplier&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]}}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Home Insurance:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div data-ka-cursor-size=\"1\" class=\"elementor-element elementor-element-ffc6b35 elementor-widget elementor-widget-heading\" data-id=\"ffc6b35\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;kng_cursor_interaction&quot;:&quot;default&quot;,&quot;kng_cursor_magnetic&quot;:&quot;none&quot;,&quot;kng_cursor_size_multiplier&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]}}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">$300.00<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div data-ka-cursor-size=\"1\" class=\"elementor-element elementor-element-ade9401 e-con-full e-flex e-con e-child\" data-id=\"ade9401\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;kng_cursor_interaction&quot;:&quot;default&quot;,&quot;kng_cursor_magnetic&quot;:&quot;none&quot;,&quot;kng_cursor_size_multiplier&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]}}\">\n\t\t\t\t<div data-ka-cursor-size=\"1\" class=\"elementor-element elementor-element-78e69b0 elementor-widget elementor-widget-text-editor\" data-id=\"78e69b0\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;kng_cursor_interaction&quot;:&quot;default&quot;,&quot;kng_cursor_magnetic&quot;:&quot;none&quot;,&quot;kng_cursor_size_multiplier&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]}}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>HOA Fees:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div data-ka-cursor-size=\"1\" class=\"elementor-element elementor-element-f450559 elementor-widget elementor-widget-heading\" data-id=\"f450559\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;kng_cursor_interaction&quot;:&quot;default&quot;,&quot;kng_cursor_magnetic&quot;:&quot;none&quot;,&quot;kng_cursor_size_multiplier&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]}}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">$0.00<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div data-ka-cursor-size=\"1\" class=\"elementor-element elementor-element-dbaed8c e-con-full e-flex e-con e-child\" data-id=\"dbaed8c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;kng_cursor_interaction&quot;:&quot;default&quot;,&quot;kng_cursor_magnetic&quot;:&quot;none&quot;,&quot;kng_cursor_size_multiplier&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]}}\">\n\t\t<div data-ka-cursor-size=\"1\" class=\"elementor-element elementor-element-f715c89 e-con-full e-flex e-con e-child\" data-id=\"f715c89\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;kng_cursor_interaction&quot;:&quot;default&quot;,&quot;kng_cursor_magnetic&quot;:&quot;none&quot;,&quot;kng_cursor_size_multiplier&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]}}\">\n\t\t<div data-ka-cursor-size=\"1\" class=\"elementor-element elementor-element-8ea231c e-con-full e-flex e-con e-child\" data-id=\"8ea231c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;kng_cursor_interaction&quot;:&quot;default&quot;,&quot;kng_cursor_magnetic&quot;:&quot;none&quot;,&quot;kng_cursor_size_multiplier&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]}}\">\n\t\t\t\t<div data-ka-cursor-size=\"1\" class=\"elementor-element elementor-element-2aaed5e elementor-widget elementor-widget-button\" data-id=\"2aaed5e\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;kng_cursor_interaction&quot;:&quot;default&quot;,&quot;kng_cursor_magnetic&quot;:&quot;none&quot;,&quot;kng_cursor_size_multiplier&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]}}\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">FHA Closing Costs FL<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div data-ka-cursor-size=\"1\" class=\"elementor-element elementor-element-9acffa8 elementor-widget elementor-widget-button\" data-id=\"9acffa8\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;kng_cursor_interaction&quot;:&quot;default&quot;,&quot;kng_cursor_magnetic&quot;:&quot;none&quot;,&quot;kng_cursor_size_multiplier&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]}}\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">VA Closing Costs <\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div data-ka-cursor-size=\"1\" class=\"elementor-element elementor-element-5dc554b e-con-full e-flex e-con e-parent\" data-id=\"5dc554b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;kng_cursor_interaction&quot;:&quot;default&quot;,&quot;kng_cursor_magnetic&quot;:&quot;none&quot;,&quot;kng_cursor_size_multiplier&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]}}\">\n\t\t<div data-ka-cursor-size=\"1\" class=\"elementor-element elementor-element-08ce6e0 e-flex e-con-boxed e-con e-child\" data-id=\"08ce6e0\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;kng_cursor_interaction&quot;:&quot;default&quot;,&quot;kng_cursor_magnetic&quot;:&quot;none&quot;,&quot;kng_cursor_size_multiplier&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]}}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div data-ka-cursor-size=\"1\" class=\"elementor-element elementor-element-d89036c e-n-tabs-mobile elementor-widget elementor-widget-n-tabs\" data-id=\"d89036c\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;horizontal_scroll&quot;:&quot;disable&quot;,&quot;kng_cursor_interaction&quot;:&quot;default&quot;,&quot;kng_cursor_magnetic&quot;:&quot;none&quot;,&quot;kng_cursor_size_multiplier&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-tabs.default\">\n\t\t\t\t\t\t\t<div class=\"e-n-tabs\" data-widget-number=\"227083116\" aria-label=\"Tabs. Open items with Enter or Space, close with Escape and navigate using the Arrow keys.\">\n\t\t\t<div class=\"e-n-tabs-heading\" role=\"tablist\">\n\t\t\t\t\t<button id=\"conventional\" data-tab-title-id=\"e-n-tab-title-2270831161\" class=\"e-n-tab-title\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-2270831161\" style=\"--n-tabs-title-order: 1;\">\n\t\t\t\t\t\t<span class=\"e-n-tab-title-text\">\n\t\t\t\tConventional Closing Costs\t\t\t<\/span>\n\t\t<\/button>\n\t\t\t\t<button id=\"FHA\" data-tab-title-id=\"e-n-tab-title-2270831162\" class=\"e-n-tab-title\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-2270831162\" style=\"--n-tabs-title-order: 2;\">\n\t\t\t\t\t\t<span class=\"e-n-tab-title-text\">\n\t\t\t\tFHA Closing Costs FL\t\t\t<\/span>\n\t\t<\/button>\n\t\t\t\t<button id=\"VA\" data-tab-title-id=\"e-n-tab-title-2270831163\" class=\"e-n-tab-title\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-2270831163\" style=\"--n-tabs-title-order: 3;\">\n\t\t\t\t\t\t<span class=\"e-n-tab-title-text\">\n\t\t\t\tVA Closing Costs \t\t\t<\/span>\n\t\t<\/button>\n\t\t\t\t\t<\/div>\n\t\t\t<div class=\"e-n-tabs-content\">\n\t\t\t\t<div data-ka-cursor-size=\"1\" id=\"e-n-tab-content-2270831161\" role=\"tabpanel\" aria-labelledby=\"conventional\" data-tab-index=\"1\" style=\"--n-tabs-title-order: 1;\" class=\"e-active elementor-element elementor-element-960806c e-con-full e-flex e-con e-child\" data-id=\"960806c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;kng_cursor_interaction&quot;:&quot;default&quot;,&quot;kng_cursor_magnetic&quot;:&quot;none&quot;,&quot;kng_cursor_size_multiplier&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]}}\">\n\t\t<div data-ka-cursor-size=\"1\" class=\"elementor-element elementor-element-b1d927f e-con-full e-flex e-con e-child\" data-id=\"b1d927f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;kng_cursor_interaction&quot;:&quot;default&quot;,&quot;kng_cursor_magnetic&quot;:&quot;none&quot;,&quot;kng_cursor_size_multiplier&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]}}\">\n\t\t\t\t<div data-ka-cursor-size=\"1\" class=\"elementor-element elementor-element-38d3634 elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile elementor-widget elementor-widget-heading\" data-id=\"38d3634\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;kng_cursor_interaction&quot;:&quot;default&quot;,&quot;kng_cursor_magnetic&quot;:&quot;none&quot;,&quot;kng_cursor_size_multiplier&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]}}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Conventional Monthly Payment Calculator<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div data-ka-cursor-size=\"1\" class=\"elementor-element elementor-element-cff449b elementor-widget__width-initial elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile elementor-widget elementor-widget-text-editor\" data-id=\"cff449b\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;kng_cursor_interaction&quot;:&quot;default&quot;,&quot;kng_cursor_magnetic&quot;:&quot;none&quot;,&quot;kng_cursor_size_multiplier&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]}}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Use this Mortgage Calculator to estimate your monthly mortgage payment, including taxes and insurance.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div data-ka-cursor-size=\"1\" class=\"elementor-element elementor-element-852ae7f e-flex e-con-boxed e-con e-child\" data-id=\"852ae7f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;kng_cursor_interaction&quot;:&quot;default&quot;,&quot;kng_cursor_magnetic&quot;:&quot;none&quot;,&quot;kng_cursor_size_multiplier&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]}}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div data-ka-cursor-size=\"1\" class=\"elementor-element elementor-element-841ee36 elementor-widget elementor-widget-shortcode\" data-id=\"841ee36\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;kng_cursor_interaction&quot;:&quot;default&quot;,&quot;kng_cursor_magnetic&quot;:&quot;none&quot;,&quot;kng_cursor_size_multiplier&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]}}\" data-widget_type=\"shortcode.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\">    <div class=\"cmc-calculator-container\">\n        <div class=\"cmc-wrapper\">\n            <!-- Left Column: Inputs -->\n            <div class=\"cmc-input-column\">\n                <div class=\"cmc-header\">\n                    <h2>\ud83c\udfe0 Conventional Monthly Payment Calculator<\/h2>\n                    <!--<p class=\"cmc-subtitle\">-->\n                    <!--    <span class=\"cmc-badge\">30-Year Fixed<\/span>-->\n                    <!--    <span class=\"cmc-badge\">3.5% Down Payment<\/span>-->\n                    <!--    <span class=\"cmc-badge\">No PMI<\/span>-->\n                    <!--<\/p>-->\n                <\/div>\n                \n                <!-- Loan Basics Card -->\n                <div class=\"cmc-card\">\n                    <h3>\ud83d\udcca Loan Details<\/h3>\n                    \n                    <div class=\"cmc-input-group full\">\n                        <label>Home Price <span class=\"currency\">$<\/span><\/label>\n                        <input type=\"number\" id=\"cmcHomePrice\" value=\"300000\" step=\"1000\" class=\"cmc-input\">\n                    <\/div>\n                    \n                    <div class=\"cmc-row\">\n                        <div class=\"cmc-input-group\">\n                            <label>Down Payment (%)<\/label>\n                            <input type=\"number\" id=\"cmcDownPercent\" value=\"3.5\" min=\"0\" max=\"100\" step=\"0.1\" class=\"cmc-input\">\n                            <!--<span class=\"input-hint\">3.5% minimum for this scenario<\/span>-->\n                        <\/div>\n                        <div class=\"cmc-input-group\">\n                            <label>Down Payment ($)<\/label>\n                            <input type=\"number\" id=\"cmcDownAmount\" value=\"10500\" class=\"cmc-input cmc-readonly\" readonly>\n                        <\/div>\n                    <\/div>\n                    \n                    <div class=\"cmc-input-group full\">\n                        <label>Principal Loan Amount<\/label>\n                        <input type=\"number\" id=\"cmcLoanAmount\" value=\"289500\" class=\"cmc-input cmc-readonly\" readonly>\n                    <\/div>\n                    \n                    <div class=\"cmc-row\">\n                        <div class=\"cmc-input-group\">\n                            <label>Mortgage Period (Years)<\/label>\n                            <select id=\"cmcLoanTerm\" class=\"cmc-input\">\n                                <option value=\"30\" selected>30 Years<\/option>\n                                <option value=\"15\">15 Years<\/option>\n                                <option value=\"20\">20 Years<\/option>\n                                <option value=\"10\">10 Years<\/option>\n                            <\/select>\n                        <\/div>\n                        <div class=\"cmc-input-group\">\n                            <label>Interest Rate %<\/label>\n                            <input type=\"number\" id=\"cmcInterestRate\" value=\"6.125\" step=\"0.125\" class=\"cmc-input\">\n                        <\/div>\n                    <\/div>\n                <\/div>\n                \n                <!-- Monthly Expenses Card -->\n                <div class=\"cmc-card\">\n                    <h3>\ud83d\udccb Monthly Expenses<\/h3>\n                    \n                    <div class=\"cmc-row\">\n                        <div class=\"cmc-input-group\">\n                            <label>Property Tax (Monthly)<\/label>\n                            <input type=\"number\" id=\"cmcPropertyTax\" value=\"237\" class=\"cmc-input\">\n                        <\/div>\n                        <div class=\"cmc-input-group\">\n                            <label>Home Insurance<\/label>\n                            <input type=\"number\" id=\"cmcHomeInsurance\" value=\"87\" class=\"cmc-input\">\n                        <\/div>\n                    <\/div>\n                    \n                    <div class=\"cmc-row\">\n                        <div class=\"cmc-input-group\">\n                            <label>HOA Fees (Monthly)<\/label>\n                            <input type=\"number\" id=\"cmcHOA\" value=\"0\" class=\"cmc-input\">\n                        <\/div>\n                        <div class=\"cmc-input-group\">\n                            <label>Mortgage Insurance<\/label>\n                            <input type=\"number\" id=\"cmcMortgageInsurance\" value=\"0\" class=\"cmc-input cmc-readonly\" readonly>\n                            <span class=\"input-hint text-success\">\u2713 No PMI required<\/span>\n                        <\/div>\n                    <\/div>\n                <\/div>\n                \n                <!-- Quick Note Card -->\n                <!--<div class=\"cmc-note-card\">-->\n                <!--    <div class=\"cmc-note-icon\">\ud83d\udca1<\/div>-->\n                <!--    <div class=\"cmc-note-content\">-->\n                <!--        <strong>No PMI Scenario:<\/strong> This calculation shows a conventional loan with 3.5% down and no monthly mortgage insurance. This may reflect lender-paid PMI, special programs, or premium pricing.-->\n                <!--    <\/div>-->\n                <!--<\/div>-->\n            <\/div>\n            \n            <!-- Right Column: Results -->\n            <div class=\"cmc-results-column\">\n                <!-- Monthly Payment Card -->\n                <div class=\"cmc-payment-card\">\n                    <div class=\"cmc-payment-header\">\n                        <span class=\"cmc-payment-label\">ESTIMATED MONTHLY PAYMENT<\/span>\n                        <!--<div class=\"cmc-loan-badge\">Conventional<\/div>-->\n                    <\/div>\n                    \n                    <div class=\"cmc-payment-amount\" id=\"cmcTotalMonthly\">$2,083.03<\/div>\n                    \n                    <div class=\"cmc-payment-breakdown-title\">Payment Breakdown<\/div>\n                    \n                    <div class=\"cmc-payment-breakdown\">\n                        <div class=\"cmc-breakdown-item\">\n                            <span>Principal & Interest:<\/span>\n                            <span class=\"cmc-amount\" id=\"cmcPrincipalInterest\">$1,759.03<\/span>\n                        <\/div>\n                        <div class=\"cmc-breakdown-item\">\n                            <span>Property Tax:<\/span>\n                            <span class=\"cmc-amount\" id=\"cmcPropTaxDisplay\">$237.00<\/span>\n                        <\/div>\n                        <div class=\"cmc-breakdown-item\">\n                            <span>Home Insurance:<\/span>\n                            <span class=\"cmc-amount\" id=\"cmcHomeInsDisplay\">$87.00<\/span>\n                        <\/div>\n                        <div class=\"cmc-breakdown-item\">\n                            <span>HOA Fees:<\/span>\n                            <span class=\"cmc-amount\" id=\"cmcHOADisplay\">$0.00<\/span>\n                        <\/div>\n                        <div class=\"cmc-breakdown-item cmc-no-pmi\">\n                            <span>Mortgage Insurance:<\/span>\n                            <span class=\"cmc-amount\" id=\"cmcMIDisplay\">$0.00<\/span>\n                        <\/div>\n                    <\/div>\n                    \n                    <div class=\"cmc-pmi-status\">\n                        <span class=\"cmc-checkmark\">\u2713<\/span> No Monthly Mortgage Insurance (PMI)\n                    <\/div>\n                <\/div>\n                \n                <!-- Loan Summary Card -->\n                <div class=\"cmc-summary-card\">\n                    <h3>\ud83d\udccc Loan Summary<\/h3>\n                    \n                    <div class=\"cmc-summary-grid\">\n                        <div class=\"cmc-summary-item\">\n                            <span class=\"cmc-summary-label\">Home Price:<\/span>\n                            <span class=\"cmc-summary-value\" id=\"cmcSummaryPrice\">$300,000<\/span>\n                        <\/div>\n                        <div class=\"cmc-summary-item\">\n                            <span class=\"cmc-summary-label\">Down Payment:<\/span>\n                            <span class=\"cmc-summary-value\" id=\"cmcSummaryDown\">$10,500 (3.5%)<\/span>\n                        <\/div>\n                        <div class=\"cmc-summary-item\">\n                            <span class=\"cmc-summary-label\">Loan Amount:<\/span>\n                            <span class=\"cmc-summary-value\" id=\"cmcSummaryLoan\">$289,500<\/span>\n                        <\/div>\n                        <div class=\"cmc-summary-item\">\n                            <span class=\"cmc-summary-label\">Interest Rate:<\/span>\n                            <span class=\"cmc-summary-value\" id=\"cmcSummaryRate\">6.125%<\/span>\n                        <\/div>\n                        <div class=\"cmc-summary-item\">\n                            <span class=\"cmc-summary-label\">Loan Term:<\/span>\n                            <span class=\"cmc-summary-value\" id=\"cmcSummaryTerm\">30 Years<\/span>\n                        <\/div>\n                    <\/div>\n                    \n                    <div class=\"cmc-total-payment\">\n                        <div class=\"cmc-total-label\">Total Monthly Housing Payment<\/div>\n                        <div class=\"cmc-total-amount\" id=\"cmcTotalDisplay\">$2,083.03<\/div>\n                    <\/div>\n                <\/div>\n                \n                <!-- Amortization Note -->\n                <div class=\"cmc-amortization-note\">\n                    <strong>First Payment Breakdown:<\/strong> \n                    <span id=\"cmcFirstPaymentBreakdown\">Principal: $147.75 | Interest: $1,611.28<\/span>\n                <\/div>\n                \n                <!-- Disclaimer -->\n                <!--<div class=\"cmc-disclaimer\">-->\n                <!--    <p><strong>Disclaimer:<\/strong> This calculator provides estimates for educational purposes only. Your actual monthly payment may vary based on credit score, exact interest rate, property taxes, insurance premiums, and lender fees. This scenario shows 3.5% down with no PMI - confirm eligibility with your lender.<\/p>-->\n                <!--<\/div>-->\n            <\/div>\n        <\/div>\n    <\/div>\n\n    \n    <style>\n        \/* Conventional Monthly Calculator Styles - FHA Theme Applied *\/\n.cmc-calculator-container {\n    max-width: 1400px;\n    margin: 0 auto;\n    font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Arial, sans-serif;\n    background: #f8fafc;\n    border-radius: 16px;\n    box-shadow: 0 4px 20px rgba(0,0,0,0.08);\n}\n\n.cmc-wrapper {\n    display: grid;\n    grid-template-columns: 1.3fr 0.7fr;\n    gap: 25px;\n    background: white;\n    border-radius: 12px;\n    padding: 30px;\n}\n\n\/* Left Column *\/\n.cmc-header {\n    margin-bottom: 30px;\n}\n\n.cmc-header h2 {\n    margin: 0 0 10px 0;\n    display: flex;\n    align-items: center;\n    gap: 10px;\n    font-family: \"Poppins\", Sans-serif;\n    font-size: 20px;\n    font-weight: 600;\n    text-transform: capitalize;\n    font-style: normal;\n    text-decoration: none;\n    line-height: 1.2em;\n    letter-spacing: 0px;\n    color: var(--e-global-color-8ccb940);\n}\n\n.cmc-subtitle {\n    display: flex;\n    flex-wrap: wrap;\n    gap: 10px;\n    margin: 0;\n}\n\n.cmc-badge {\n    background: var(--e-global-color-6cf909f);\n    color: white;\n    padding: 6px 14px;\n    border-radius: 30px;\n    font-size: 13px;\n    font-weight: 500;\n    display: inline-block;\n}\n\n.cmc-card {\n    background: #ffffff;\n    border: 1px solid #e9eef2;\n    border-radius: 16px;\n    padding: 25px;\n    margin-bottom: 20px;\n    transition: all 0.2s;\n}\n\n.cmc-card:hover {\n    border-color: #b0c8da;\n    box-shadow: 0 5px 15px rgba(0,0,0,0.03);\n}\n\n.cmc-card h3 {\n    font-size: 18px;\n    font-weight: 600;\n    color: var(--e-global-color-8ccb940);\n    margin: 0 0 20px 0;\n    display: flex;\n    align-items: center;\n    text-transform: capitalize;\n    font-style: normal;\n    text-decoration: none;\n    line-height: 1.2em;\n    letter-spacing: 0px;\n    gap: 8px;\n    font-family: \"Poppins\", Sans-serif;\n    padding-bottom: 12px;\n    border-bottom: 2px solid #eef3f7;\n}\n\n.cmc-row {\n    display: grid;\n    grid-template-columns: 1fr 1fr;\n    gap: 15px;\n    margin-bottom: 15px;\n}\n\n.cmc-input-group {\n    margin-bottom: 5px;\n}\n\n.cmc-input-group.full {\n    grid-column: 1 \/ -1;\n}\n\n.cmc-input-group label {\n    display: block;\n    font-size: 16px;\n    font-weight: 400;\n    color: var(--e-global-color-2d5a09b);\n    margin-bottom: 6px;\n}\n\n.cmc-input {\n    width: 100%;\n    padding: 12px 16px;\n    border-radius: 10px;\n    font-size: 16px;\n    font-weight: 500;\n    color: #1e3b4c;\n    transition: all 0.2s;\n    background: white;\n    border-radius: 8px !important;\n    border: 1px solid #ddd !important;\n    background-color: #fff !important;\n    box-shadow: 0px 1px 4px 0 rgba(0, 0, 0, 0.2) !important;\n}\n\n.cmc-input:focus {\n    outline: none;\n    border-color: #0b3550;\n    box-shadow: 0 0 0 4px rgba(11,53,80,0.1);\n}\n\n.cmc-readonly {\n    background: #f8fafd;\n    border-color: #dce3e9;\n    color: #0b3550;\n    font-weight: 600;\n}\n\n.input-hint {\n    display: block;\n    font-size: 12px;\n    color: var(--e-global-color-text);\n    margin-top: 4px;\n}\n\n.text-success {\n    color: #2a7a4b;\n}\n\n.cmc-note-card {\n    background: #fef9e7;\n    border-left: 4px solid #f39c12;\n    border-radius: 8px;\n    padding: 18px;\n    display: flex;\n    gap: 12px;\n    margin-top: 10px;\n}\n\n.cmc-note-icon {\n    font-size: 24px;\n    color: #f39c12;\n}\n\n.cmc-note-content {\n    font-size: 14px;\n    color: #c47a0b;\n    line-height: 1.5;\n}\n\n\/* Results Column *\/\n.cmc-results-column {\n    position: sticky;\n    top: 100px;\n    height: fit-content;\n    background: #f8fafc;\n    border-radius: 12px;\n    padding: 25px;\n    color: white;\n}\n\n.cmc-payment-card {\n    background: white;\n    border-radius: 16px;\n    padding: 25px;\n    margin-bottom: 25px;\n    color: #1e3b4c;\n}\n\n.cmc-payment-header {\n    display: flex;\n    justify-content: space-between;\n    align-items: center;\n    margin-bottom: 15px;\n}\n\n.cmc-payment-label {\n    font-size: 15px;\n        font-weight: 600;\n        \/*color: #4a6f8a;*\/\n        color: var( --e-global-color-8ccb940 );\n        text-transform: uppercase;\n        letter-spacing: 0.5px;\n        font-family: \"Poppins\", Sans-serif;\n}\n\n.cmc-loan-badge {\n    background: #f39c12;\n    color: white;\n    padding: 4px 12px;\n    border-radius: 20px;\n    font-size: 12px;\n    font-weight: 600;\n}\n\n.cmc-payment-amount {\n    font-size: 48px;\n    font-weight: 700;\n    color: #0b3550;\n    margin-bottom: 20px;\n    line-height: 1;\n}\n\n.cmc-payment-breakdown-title {\n    font-size: 14px;\n    font-weight: 600;\n    color: #4a6f8a;\n    margin-bottom: 15px;\n    padding-bottom: 8px;\n    border-bottom: 1px solid #e9eef2;\n    text-transform: uppercase;\n    letter-spacing: 0.5px;\n}\n\n.cmc-payment-breakdown {\n    margin-bottom: 15px;\n}\n\n.cmc-breakdown-item {\n    display: flex;\n    justify-content: space-between;\n    margin-bottom: 12px;\n    font-size: 15px;\n    color: #1e3b4c;\n}\n\n.cmc-amount {\n    font-weight: 600;\n}\n\n.cmc-no-pmi {\n    background: #fef9e7;\n    padding: 10px 12px;\n    border-radius: 8px;\n    margin-top: 8px;\n    color: #c47a0b;\n    font-weight: 600;\n}\n\n.cmc-pmi-status {\n    background: #fef9e7;\n    padding: 12px 15px;\n    border-radius: 8px;\n    margin-top: 15px;\n    font-size: 14px;\n    font-weight: 600;\n    color: #c47a0b;\n    display: flex;\n    align-items: center;\n    gap: 8px;\n    border-left: 4px solid #f39c12;\n}\n\n.cmc-checkmark {\n    color: #f39c12;\n    font-size: 16px;\n    font-weight: bold;\n}\n\n.cmc-summary-card {\n    background: var(--e-global-color-6cf909f);\n    backdrop-filter: blur(10px);\n    border-radius: 16px;\n    padding: 25px;\n    margin-bottom: 20px;\n}\n\n.cmc-summary-card h3 {\n    font-size: 18px;\n    font-weight: 600;\n    color: white;\n    margin: 0 0 20px 0;\n    display: flex;\n    align-items: center;\n    gap: 8px;\n    padding-bottom: 12px;\n    border-bottom: 1px solid rgba(255,255,255,0.2);\n}\n\n.cmc-summary-grid {\n    display: grid;\n    grid-template-columns: 1fr;\n    gap: 12px;\n    margin-bottom: 20px;\n}\n\n.cmc-summary-item {\n    display: flex;\n    justify-content: space-between;\n    font-size: 14px;\n    color: rgba(255,255,255,0.9);\n}\n\n.cmc-summary-label {\n    font-weight: 500;\n}\n\n.cmc-summary-value {\n    font-weight: 600;\n}\n\n.cmc-total-payment {\n    background: rgba(255,255,255,0.15);\n    padding: 18px;\n    border-radius: 12px;\n    text-align: center;\n    margin-top: 10px;\n}\n\n.cmc-total-label {\n    font-size: 13px;\n    text-transform: uppercase;\n    letter-spacing: 1px;\n    color: rgba(255,255,255,0.8);\n    margin-bottom: 5px;\n}\n\n.cmc-total-amount {\n    font-size: 32px;\n    font-weight: 700;\n    color: white;\n    line-height: 1.2;\n}\n\n.cmc-amortization-note {\n    background: rgba(243,156,18,0.2);\n    padding: 15px;\n    border-radius: 10px;\n    font-size: 13px;\n    color: #c47a0b;\n    margin-bottom: 20px;\n    border-left: 4px solid #f39c12;\n}\n\n.cmc-disclaimer {\n    font-size: 14px;\n    color: var(--e-global-color-text);\n    line-height: 1.5;\n    margin-top: 20px;\n    padding-top: 20px;\n    border-top: 1px solid #edf2f5;\n}\n\n\/* Responsive *\/\n@media (max-width: 1200px) {\n    .cmc-wrapper {\n        grid-template-columns: 1fr;\n    }\n}\n\n@media (max-width: 768px) {\n    .cmc-wrapper {\n    padding: 10px;\n}\n\n.cmc-card {\n    padding: 10px;\n}\n    .cmc-row {\n        grid-template-columns: 1fr;\n        gap: 10px;\n    }\n    .cmc-note-card {\n    padding: 5px;\n}\n    \n    .cmc-calculator-container {\n    padding: 0;\n}\n    \n    .cmc-results-column {\n    position: static;\n    padding: 10px;\n}\n.cmc-payment-card {\n    padding: 10px;\n}\n    \n    .cmc-subtitle {\n        flex-direction: column;\n    }\n    \n    .cmc-payment-amount {\n        font-size: 42px;\n    }\n}\n    <\/style>\n\n    <script>\n    function calculateMonthly() {\n        \/\/ Get values\n        const homePrice = parseFloat(document.getElementById('cmcHomePrice').value) || 0;\n        let downPercent = parseFloat(document.getElementById('cmcDownPercent').value) || 0;\n        const loanTerm = parseInt(document.getElementById('cmcLoanTerm').value) || 30;\n        const interestRate = parseFloat(document.getElementById('cmcInterestRate').value) || 6.125;\n        const propertyTax = parseFloat(document.getElementById('cmcPropertyTax').value) || 0;\n        const homeInsurance = parseFloat(document.getElementById('cmcHomeInsurance').value) || 0;\n        const hoaFees = parseFloat(document.getElementById('cmcHOA').value) || 0;\n        \n        \/\/ Calculate down payment\n        let downAmount = homePrice * (downPercent \/ 100);\n        document.getElementById('cmcDownAmount').value = downAmount.toFixed(2);\n        \n        \/\/ Calculate loan amount\n        const loanAmount = homePrice - downAmount;\n        document.getElementById('cmcLoanAmount').value = loanAmount.toFixed(2);\n        \n        \/\/ Calculate monthly principal & interest\n        const monthlyRate = interestRate \/ 100 \/ 12;\n        const numberOfPayments = loanTerm * 12;\n        let monthlyPI = 0;\n        \n        if (monthlyRate > 0 && numberOfPayments > 0 && loanAmount > 0) {\n            monthlyPI = loanAmount * (monthlyRate * Math.pow(1 + monthlyRate, numberOfPayments)) \/ (Math.pow(1 + monthlyRate, numberOfPayments) - 1);\n        }\n        \n        \/\/ No PMI for this scenario\n        const monthlyMI = 0;\n        document.getElementById('cmcMortgageInsurance').value = '0.00';\n        \n        \/\/ Total monthly payment\n        const totalMonthly = monthlyPI + propertyTax + homeInsurance + hoaFees + monthlyMI;\n        \n        \/\/ Format currency\n        const formatCurrency = (value) => {\n            return '$' + value.toFixed(2).replace(\/\\B(?=(\\d{3})+(?!\\d))\/g, ',');\n        };\n        \n        \/\/ Update monthly payment displays\n        document.getElementById('cmcTotalMonthly').innerHTML = formatCurrency(totalMonthly);\n        document.getElementById('cmcTotalDisplay').innerHTML = formatCurrency(totalMonthly);\n        document.getElementById('cmcPrincipalInterest').innerHTML = formatCurrency(monthlyPI);\n        document.getElementById('cmcPropTaxDisplay').innerHTML = formatCurrency(propertyTax);\n        document.getElementById('cmcHomeInsDisplay').innerHTML = formatCurrency(homeInsurance);\n        document.getElementById('cmcHOADisplay').innerHTML = formatCurrency(hoaFees);\n        document.getElementById('cmcMIDisplay').innerHTML = formatCurrency(monthlyMI);\n        \n        \/\/ Update summary\n        document.getElementById('cmcSummaryPrice').innerHTML = formatCurrency(homePrice);\n        document.getElementById('cmcSummaryDown').innerHTML = formatCurrency(downAmount) + ' (' + downPercent + '%)';\n        document.getElementById('cmcSummaryLoan').innerHTML = formatCurrency(loanAmount);\n        document.getElementById('cmcSummaryRate').innerHTML = interestRate + '%';\n        \n        let termText = loanTerm + ' Years';\n        document.getElementById('cmcSummaryTerm').innerHTML = termText;\n        \n        \/\/ Calculate first payment breakdown\n        if (loanAmount > 0 && monthlyRate > 0) {\n            const firstMonthInterest = loanAmount * monthlyRate;\n            const firstMonthPrincipal = monthlyPI - firstMonthInterest;\n            \n            document.getElementById('cmcFirstPaymentBreakdown').innerHTML = \n                'Principal: $' + firstMonthPrincipal.toFixed(2).replace(\/\\B(?=(\\d{3})+(?!\\d))\/g, ',') + \n                ' | Interest: $' + firstMonthInterest.toFixed(2).replace(\/\\B(?=(\\d{3})+(?!\\d))\/g, ',');\n        }\n    }\n    \n    \/\/ Initialize calculator\n    document.addEventListener('DOMContentLoaded', function() {\n        const inputs = document.querySelectorAll('.cmc-input');\n        inputs.forEach(input => {\n            input.addEventListener('input', calculateMonthly);\n        });\n        \n        \/\/ Special handling for down payment\n        document.getElementById('cmcDownPercent').addEventListener('change', function() {\n            \/\/ No minimum enforcement - allowing any down payment %\n            calculateMonthly();\n        });\n        \n        calculateMonthly();\n    });\n    <\/script>\n    <\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div data-ka-cursor-size=\"1\" id=\"e-n-tab-content-2270831162\" role=\"tabpanel\" aria-labelledby=\"FHA\" data-tab-index=\"2\" style=\"--n-tabs-title-order: 2;\" class=\" elementor-element elementor-element-ea2875c e-con-full e-flex e-con e-child\" data-id=\"ea2875c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;kng_cursor_interaction&quot;:&quot;default&quot;,&quot;kng_cursor_magnetic&quot;:&quot;none&quot;,&quot;kng_cursor_size_multiplier&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]}}\">\n\t\t<div data-ka-cursor-size=\"1\" class=\"elementor-element elementor-element-44f3a97 e-con-full e-flex e-con e-child\" data-id=\"44f3a97\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;kng_cursor_interaction&quot;:&quot;default&quot;,&quot;kng_cursor_magnetic&quot;:&quot;none&quot;,&quot;kng_cursor_size_multiplier&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]}}\">\n\t\t\t\t<div data-ka-cursor-size=\"1\" class=\"elementor-element elementor-element-828a261 elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile elementor-widget elementor-widget-heading\" data-id=\"828a261\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;kng_cursor_interaction&quot;:&quot;default&quot;,&quot;kng_cursor_magnetic&quot;:&quot;none&quot;,&quot;kng_cursor_size_multiplier&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]}}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">FHA Monthly Payment Calculator<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div data-ka-cursor-size=\"1\" class=\"elementor-element elementor-element-22afd0c elementor-widget__width-initial elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile elementor-widget elementor-widget-text-editor\" data-id=\"22afd0c\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;kng_cursor_interaction&quot;:&quot;default&quot;,&quot;kng_cursor_magnetic&quot;:&quot;none&quot;,&quot;kng_cursor_size_multiplier&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]}}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Use this FHA Monthly Payment Calculator to estimate your monthly mortgage payment, including taxes and insurance.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div data-ka-cursor-size=\"1\" class=\"elementor-element elementor-element-e19c94b e-flex e-con-boxed e-con e-child\" data-id=\"e19c94b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;kng_cursor_interaction&quot;:&quot;default&quot;,&quot;kng_cursor_magnetic&quot;:&quot;none&quot;,&quot;kng_cursor_size_multiplier&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]}}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div data-ka-cursor-size=\"1\" class=\"elementor-element elementor-element-7ead3ab elementor-widget elementor-widget-shortcode\" data-id=\"7ead3ab\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;kng_cursor_interaction&quot;:&quot;default&quot;,&quot;kng_cursor_magnetic&quot;:&quot;none&quot;,&quot;kng_cursor_size_multiplier&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]}}\" data-widget_type=\"shortcode.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\">    <div class=\"fha-monthly-container\">\n        <div class=\"fha-monthly-wrapper\">\n            <!-- Left Column: Inputs -->\n            <div class=\"fha-monthly-input-column\">\n                <div class=\"fha-monthly-header\">\n                    <h2>\ud83c\udfe1 FHA Monthly Payment Calculator<\/h2>\n                    <!--<p class=\"fha-monthly-subtitle\">-->\n                    <!--    <span class=\"fha-monthly-badge\">30-Year Fixed<\/span>-->\n                    <!--    <span class=\"fha-monthly-badge\">3.5% Down Payment<\/span>-->\n                    <!--    <span class=\"fha-monthly-badge\">Annual MIP: 0.55%<\/span>-->\n                    <!--<\/p>-->\n                <\/div>\n                \n                <!-- Loan Basics Card -->\n                <div class=\"fha-monthly-card\">\n                    <h3>\ud83d\udcca Loan Details<\/h3>\n                    \n                    <div class=\"fha-monthly-input-group full\">\n                        <label>Home Price <span class=\"currency\">$<\/span><\/label>\n                        <input type=\"number\" id=\"fhaMonthlyHomePrice\" value=\"300000\" step=\"1000\" class=\"fha-monthly-input\">\n                    <\/div>\n                    \n                    <div class=\"fha-monthly-row\">\n                        <div class=\"fha-monthly-input-group\">\n                            <label>Down Payment (%)<\/label>\n                            <input type=\"number\" id=\"fhaMonthlyDownPercent\" value=\"3.5\" min=\"3.5\" max=\"100\" step=\"0.1\" class=\"fha-monthly-input\">\n                            <span class=\"input-hint\">FHA minimum 3.5%<\/span>\n                        <\/div>\n                        <div class=\"fha-monthly-input-group\">\n                            <label>Down Payment ($)<\/label>\n                            <input type=\"number\" id=\"fhaMonthlyDownAmount\" value=\"10500\" class=\"fha-monthly-input fha-monthly-readonly\" readonly>\n                        <\/div>\n                    <\/div>\n                    \n                    <div class=\"fha-monthly-input-group full\">\n                        <label>Principal Loan Amount<\/label>\n                        <input type=\"number\" id=\"fhaMonthlyLoanAmount\" value=\"289500\" class=\"fha-monthly-input fha-monthly-readonly\" readonly>\n                    <\/div>\n                    \n                    <div class=\"fha-monthly-row\">\n                        <div class=\"fha-monthly-input-group\">\n                            <label>Mortgage Period (Years)<\/label>\n                            <select id=\"fhaMonthlyLoanTerm\" class=\"fha-monthly-input\">\n                                <option value=\"30\" selected>30 Years<\/option>\n                                <option value=\"15\">15 Years<\/option>\n                                <option value=\"20\">20 Years<\/option>\n                            <\/select>\n                        <\/div>\n                        <div class=\"fha-monthly-input-group\">\n                            <label>Interest Rate %<\/label>\n                            <input type=\"number\" id=\"fhaMonthlyInterestRate\" value=\"6.125\" step=\"0.125\" class=\"fha-monthly-input\">\n                        <\/div>\n                    <\/div>\n                <\/div>\n                \n                <!-- FHA MIP Section -->\n                <div class=\"fha-monthly-card fha-monthly-mip-card\">\n                    <h3>\ud83c\udfdb\ufe0f FHA Mortgage Insurance Premium<\/h3>\n                    \n                    <div class=\"fha-monthly-row\">\n                        <div class=\"fha-monthly-input-group\">\n                            <label>Annual FHA MIP (%)<\/label>\n                            <input type=\"number\" id=\"fhaMonthlyAnnualMIP\" value=\"0.55\" min=\"0.45\" max=\"1.05\" step=\"0.05\" class=\"fha-monthly-input fha-monthly-mip-input\">\n                            <span class=\"input-hint\">Standard 0.55% for >15yr loans<\/span>\n                        <\/div>\n                        <div class=\"fha-monthly-input-group\">\n                            <label>Monthly MIP Amount<\/label>\n                            <input type=\"number\" id=\"fhaMonthlyMIPAmount\" value=\"132.69\" class=\"fha-monthly-input fha-monthly-readonly\" readonly>\n                        <\/div>\n                    <\/div>\n                    \n                    <div class=\"fha-monthly-mip-note\">\n                        <span class=\"fha-monthly-info-icon\">\u2139\ufe0f<\/span>\n                        <span>FHA annual MIP is divided by 12 and added to your monthly payment. Upfront MIP (1.75%) is typically financed into the loan and not part of monthly payment.<\/span>\n                    <\/div>\n                <\/div>\n                \n                <!-- Monthly Expenses Card -->\n                <div class=\"fha-monthly-card\">\n                    <h3>\ud83d\udccb Monthly Expenses<\/h3>\n                    \n                    <div class=\"fha-monthly-row\">\n                        <div class=\"fha-monthly-input-group\">\n                            <label>Property Tax (Monthly)<\/label>\n                            <input type=\"number\" id=\"fhaMonthlyPropertyTax\" value=\"237\" class=\"fha-monthly-input\">\n                        <\/div>\n                        <div class=\"fha-monthly-input-group\">\n                            <label>Home Insurance<\/label>\n                            <input type=\"number\" id=\"fhaMonthlyHomeInsurance\" value=\"87\" class=\"fha-monthly-input\">\n                        <\/div>\n                    <\/div>\n                    \n                    <div class=\"fha-monthly-row\">\n                        <div class=\"fha-monthly-input-group\">\n                            <label>HOA Fees (Monthly)<\/label>\n                            <input type=\"number\" id=\"fhaMonthlyHOA\" value=\"0\" class=\"fha-monthly-input\">\n                        <\/div>\n                        <div class=\"fha-monthly-input-group\">\n                            <label>&nbsp;<\/label>\n                            <div class=\"fha-monthly-placeholder\"><\/div>\n                        <\/div>\n                    <\/div>\n                <\/div>\n                \n                <!-- Quick FHA Note -->\n                <!--<div class=\"fha-monthly-note-card\">-->\n                <!--    <div class=\"fha-monthly-note-icon\">\ud83c\udfdb\ufe0f<\/div>-->\n                <!--    <div class=\"fha-monthly-note-content\">-->\n                <!--        <strong>FHA Loan Requirements:<\/strong> 3.5% minimum down payment \u2022 0.55% annual MIP (paid monthly) \u2022 1.75% upfront MIP (financed, not in monthly payment)-->\n                <!--    <\/div>-->\n                <!--<\/div>-->\n            <\/div>\n            \n            <!-- Right Column: Results -->\n            <div class=\"fha-monthly-results-column\">\n                <!-- Monthly Payment Card -->\n                <div class=\"fha-monthly-payment-card\">\n                    <div class=\"fha-monthly-payment-header\">\n                        <span class=\"fha-monthly-payment-label\">ESTIMATED MONTHLY PAYMENT<\/span>\n                        <!--<div class=\"fha-monthly-loan-badge\">FHA Loan<\/div>-->\n                    <\/div>\n                    \n                    <div class=\"fha-monthly-payment-amount\" id=\"fhaMonthlyTotal\">$2,215.72<\/div>\n                    \n                    <div class=\"fha-monthly-payment-breakdown-title\">Payment Breakdown<\/div>\n                    \n                    <div class=\"fha-monthly-payment-breakdown\">\n                        <div class=\"fha-monthly-breakdown-item\">\n                            <span>Principal & Interest:<\/span>\n                            <span class=\"fha-monthly-amount\" id=\"fhaMonthlyPrincipalInterest\">$1,759.03<\/span>\n                        <\/div>\n                        <div class=\"fha-monthly-breakdown-item\">\n                            <span>Property Tax:<\/span>\n                            <span class=\"fha-monthly-amount\" id=\"fhaMonthlyPropTaxDisplay\">$237.00<\/span>\n                        <\/div>\n                        <div class=\"fha-monthly-breakdown-item\">\n                            <span>Home Insurance:<\/span>\n                            <span class=\"fha-monthly-amount\" id=\"fhaMonthlyHomeInsDisplay\">$87.00<\/span>\n                        <\/div>\n                        <div class=\"fha-monthly-breakdown-item\">\n                            <span>HOA Fees:<\/span>\n                            <span class=\"fha-monthly-amount\" id=\"fhaMonthlyHOADisplay\">$0.00<\/span>\n                        <\/div>\n                        <div class=\"fha-monthly-breakdown-item fha-monthly-mip-item\">\n                            <span>FHA MIP (Annual 0.55%):<\/span>\n                            <span class=\"fha-monthly-amount\" id=\"fhaMonthlyMIPDisplay\">$132.69<\/span>\n                        <\/div>\n                    <\/div>\n                    \n                    <div class=\"fha-monthly-mip-status\">\n                        <span class=\"fha-monthly-checkmark\">\u2713<\/span> Includes FHA Mortgage Insurance Premium at 0.55% annually\n                    <\/div>\n                <\/div>\n                \n                <!-- Loan Summary Card -->\n                <div class=\"fha-monthly-summary-card\">\n                    <h3>\ud83d\udccc FHA Loan Summary<\/h3>\n                    \n                    <div class=\"fha-monthly-summary-grid\">\n                        <div class=\"fha-monthly-summary-item\">\n                            <span class=\"fha-monthly-summary-label\">Home Price:<\/span>\n                            <span class=\"fha-monthly-summary-value\" id=\"fhaMonthlySummaryPrice\">$300,000<\/span>\n                        <\/div>\n                        <div class=\"fha-monthly-summary-item\">\n                            <span class=\"fha-monthly-summary-label\">Down Payment:<\/span>\n                            <span class=\"fha-monthly-summary-value\" id=\"fhaMonthlySummaryDown\">$10,500 (3.5%)<\/span>\n                        <\/div>\n                        <div class=\"fha-monthly-summary-item\">\n                            <span class=\"fha-monthly-summary-label\">Loan Amount:<\/span>\n                            <span class=\"fha-monthly-summary-value\" id=\"fhaMonthlySummaryLoan\">$289,500<\/span>\n                        <\/div>\n                        <div class=\"fha-monthly-summary-item\">\n                            <span class=\"fha-monthly-summary-label\">Interest Rate:<\/span>\n                            <span class=\"fha-monthly-summary-value\" id=\"fhaMonthlySummaryRate\">6.125%<\/span>\n                        <\/div>\n                        <div class=\"fha-monthly-summary-item\">\n                            <span class=\"fha-monthly-summary-label\">Annual MIP:<\/span>\n                            <span class=\"fha-monthly-summary-value\" id=\"fhaMonthlySummaryMIP\">0.55%<\/span>\n                        <\/div>\n                        <div class=\"fha-monthly-summary-item\">\n                            <span class=\"fha-monthly-summary-label\">Monthly MIP:<\/span>\n                            <span class=\"fha-monthly-summary-value\" id=\"fhaMonthlySummaryMIPAmount\">$132.69<\/span>\n                        <\/div>\n                    <\/div>\n                    \n                    <div class=\"fha-monthly-total-payment\">\n                        <div class=\"fha-monthly-total-label\">Total Monthly FHA Payment<\/div>\n                        <div class=\"fha-monthly-total-amount\" id=\"fhaMonthlyTotalDisplay\">$2,215.72<\/div>\n                    <\/div>\n                <\/div>\n                \n                <!-- Upfront MIP Note -->\n                <div class=\"fha-monthly-upfront-note\">\n                    <strong>Upfront MIP (1.75%):<\/strong> $5,066.25 is typically financed into the loan amount and NOT included in this monthly payment calculation.\n                <\/div>\n                \n                <!-- First Payment Breakdown -->\n                <div class=\"fha-monthly-amortization-note\">\n                    <strong>First Payment Breakdown:<\/strong> \n                    <span id=\"fhaMonthlyFirstPayment\">Principal: $147.75 | Interest: $1,611.28 | MIP: $132.69<\/span>\n                <\/div>\n                \n                <!-- Disclaimer -->\n                <!--<div class=\"fha-monthly-disclaimer\">-->\n                <!--    <p><strong>FHA Disclaimer:<\/strong> This calculator provides estimates for FHA loans with 3.5% down payment and 0.55% annual MIP. Your actual monthly payment may vary based on credit score, exact interest rate, property taxes, insurance premiums, and lender fees. Upfront MIP (1.75%) is not included in this monthly payment calculation as it is typically financed into the loan.<\/p>-->\n                <!--<\/div>-->\n            <\/div>\n        <\/div>\n    <\/div>\n\n    <style>\n        \/* FHA Monthly Calculator Styles - FHA Theme Applied *\/\n.fha-monthly-container {\n    max-width: 1400px;\n    margin: 0 auto;\n    font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Arial, sans-serif;\n    background: #f8fafc;\n    border-radius: 16px;\n    box-shadow: 0 4px 20px rgba(0,0,0,0.08);\n}\n\n.fha-monthly-wrapper {\n    display: grid;\n    grid-template-columns: 1.3fr 0.7fr;\n    gap: 25px;\n    background: white;\n    border-radius: 12px;\n    padding: 30px;\n}\n\n\/* Left Column *\/\n.fha-monthly-header {\n    margin-bottom: 30px;\n}\n\n.fha-monthly-header h2 {\n    margin: 0 0 10px 0;\n    display: flex;\n    align-items: center;\n    gap: 10px;\n    font-family: \"Poppins\", Sans-serif;\n    font-size: 20px;\n    font-weight: 600;\n    text-transform: capitalize;\n    font-style: normal;\n    text-decoration: none;\n    line-height: 1.2em;\n    letter-spacing: 0px;\n    color: var(--e-global-color-8ccb940);\n}\n\n.fha-monthly-subtitle {\n    display: flex;\n    flex-wrap: wrap;\n    gap: 10px;\n    margin: 0;\n}\n\n.fha-monthly-badge {\n    background: var(--e-global-color-6cf909f);\n    color: white;\n    padding: 6px 14px;\n    border-radius: 30px;\n    font-size: 13px;\n    font-weight: 500;\n    display: inline-block;\n}\n\n.fha-monthly-card {\n    background: #ffffff;\n    border: 1px solid #e9eef2;\n    border-radius: 16px;\n    padding: 25px;\n    margin-bottom: 20px;\n    transition: all 0.2s;\n}\n\n.fha-monthly-card:hover {\n    border-color: #b0c8da;\n    box-shadow: 0 5px 15px rgba(0,0,0,0.03);\n}\n\n.fha-monthly-mip-card {\n    background: linear-gradient(to right, #fef9e7, #fff);\n    border-left: 4px solid #f39c12;\n}\n\n.fha-monthly-card h3 {\n    font-size: 18px;\n    font-weight: 600;\n    color: var(--e-global-color-8ccb940);\n    margin: 0 0 20px 0;\n    display: flex;\n    align-items: center;\n    text-transform: capitalize;\n    font-style: normal;\n    text-decoration: none;\n    line-height: 1.2em;\n    letter-spacing: 0px;\n    gap: 8px;\n    font-family: \"Poppins\", Sans-serif;\n    padding-bottom: 12px;\n    border-bottom: 2px solid #eef3f7;\n}\n\n.fha-monthly-row {\n    display: grid;\n    grid-template-columns: 1fr 1fr;\n    gap: 15px;\n    margin-bottom: 15px;\n}\n\n.fha-monthly-input-group {\n    margin-bottom: 5px;\n}\n\n.fha-monthly-input-group.full {\n    grid-column: 1 \/ -1;\n}\n\n.fha-monthly-input-group label {\n    display: block;\n    font-size: 16px;\n    font-weight: 400;\n    color: var(--e-global-color-2d5a09b);\n    margin-bottom: 6px;\n}\n\n.fha-monthly-input {\n    width: 100%;\n    padding: 12px 16px;\n    border-radius: 10px;\n    font-size: 16px;\n    font-weight: 500;\n    color: #1e3b4c;\n    transition: all 0.2s;\n    background: white;\n    border-radius: 8px !important;\n    border: 1px solid #ddd !important;\n    background-color: #fff !important;\n    box-shadow: 0px 1px 4px 0 rgba(0, 0, 0, 0.2) !important;\n}\n\n.fha-monthly-input:focus {\n    outline: none;\n    border-color: #0b3550;\n    box-shadow: 0 0 0 4px rgba(11,53,80,0.1);\n}\n\n.fha-monthly-readonly {\n    background: #f8fafd;\n    border-color: #dce3e9;\n    color: #0b3550;\n    font-weight: 600;\n}\n\n.fha-monthly-mip-input {\n    background: #fef9e7;\n    border-color: #f39c12;\n    color: #c47a0b;\n    font-weight: 600;\n}\n\n.input-hint {\n    display: block;\n    font-size: 12px;\n    color: var(--e-global-color-text);\n    margin-top: 4px;\n}\n\n.fha-monthly-mip-note {\n    background: #fef9e7;\n    padding: 15px;\n    border-radius: 8px;\n    font-size: 13px;\n    color: #c47a0b;\n    margin-top: 15px;\n    display: flex;\n    align-items: flex-start;\n    gap: 10px;\n    border-left: 4px solid #f39c12;\n}\n\n.fha-monthly-info-icon {\n    color: #f39c12;\n    font-size: 16px;\n    font-weight: bold;\n}\n\n.fha-monthly-note-card {\n    background: #fef9e7;\n    border-left: 4px solid #f39c12;\n    border-radius: 8px;\n    padding: 18px;\n    display: flex;\n    gap: 12px;\n    margin-top: 10px;\n}\n\n.fha-monthly-note-icon {\n    font-size: 24px;\n    color: #f39c12;\n}\n\n.fha-monthly-note-content {\n    font-size: 14px;\n    color: #c47a0b;\n    line-height: 1.5;\n}\n\n\/* Results Column *\/\n.fha-monthly-results-column {\n    position: sticky;\n    top: 100px;\n    height: fit-content;\n    background: #f8fafc;\n    border-radius: 12px;\n    padding: 25px;\n    color: white;\n}\n\n.fha-monthly-payment-card {\n    background: white;\n    border-radius: 16px;\n    padding: 25px;\n    margin-bottom: 25px;\n    color: #1e3b4c;\n}\n\n.fha-monthly-payment-header {\n    display: flex;\n    justify-content: space-between;\n    align-items: center;\n    margin-bottom: 15px;\n}\n\n.fha-monthly-payment-label {\n    font-size: 15px;\n        font-weight: 600;\n        \/*color: #4a6f8a;*\/\n        color: var( --e-global-color-8ccb940 );\n        text-transform: uppercase;\n        letter-spacing: 0.5px;\n        font-family: \"Poppins\", Sans-serif;\n}\n\n.fha-monthly-loan-badge {\n    background: #f39c12;\n    color: white;\n    padding: 4px 12px;\n    border-radius: 20px;\n    font-size: 12px;\n    font-weight: 600;\n}\n\n.fha-monthly-payment-amount {\n    font-size: 48px;\n    font-weight: 700;\n    color: #0b3550;\n    margin-bottom: 20px;\n    line-height: 1;\n}\n\n.fha-monthly-payment-breakdown-title {\n    font-size: 14px;\n    font-weight: 600;\n    color: #4a6f8a;\n    margin-bottom: 15px;\n    padding-bottom: 8px;\n    border-bottom: 1px solid #e9eef2;\n    text-transform: uppercase;\n    letter-spacing: 0.5px;\n}\n\n.fha-monthly-payment-breakdown {\n    margin-bottom: 15px;\n}\n\n.fha-monthly-breakdown-item {\n    display: flex;\n    justify-content: space-between;\n    margin-bottom: 12px;\n    font-size: 15px;\n    color: #1e3b4c;\n}\n\n.fha-monthly-amount {\n    font-weight: 600;\n}\n\n.fha-monthly-mip-item {\n    background: #fef9e7;\n    padding: 10px 12px;\n    border-radius: 8px;\n    margin-top: 8px;\n    color: #c47a0b;\n    font-weight: 600;\n    border-left: 4px solid #f39c12;\n}\n\n.fha-monthly-mip-status {\n    background: #fef9e7;\n    padding: 12px 15px;\n    border-radius: 8px;\n    margin-top: 15px;\n    font-size: 14px;\n    font-weight: 500;\n    color: #c47a0b;\n    display: flex;\n    align-items: center;\n    gap: 8px;\n    border-left: 4px solid #f39c12;\n}\n\n.fha-monthly-checkmark {\n    color: #f39c12;\n    font-size: 16px;\n    font-weight: bold;\n}\n\n.fha-monthly-summary-card {\n    background: var(--e-global-color-6cf909f);\n    backdrop-filter: blur(10px);\n    border-radius: 16px;\n    padding: 25px;\n    margin-bottom: 20px;\n}\n\n.fha-monthly-summary-card h3 {\n    font-size: 18px;\n    font-weight: 600;\n    color: white;\n    margin: 0 0 20px 0;\n    display: flex;\n    align-items: center;\n    gap: 8px;\n    padding-bottom: 12px;\n    border-bottom: 1px solid rgba(255,255,255,0.2);\n}\n\n.fha-monthly-summary-grid {\n    display: grid;\n    grid-template-columns: 1fr;\n    gap: 12px;\n    margin-bottom: 20px;\n}\n\n.fha-monthly-summary-item {\n    display: flex;\n    justify-content: space-between;\n    font-size: 14px;\n    color: rgba(255,255,255,0.9);\n}\n\n.fha-monthly-summary-label {\n    font-weight: 500;\n}\n\n.fha-monthly-summary-value {\n    font-weight: 600;\n}\n\n.fha-monthly-total-payment {\n    background: rgba(255,255,255,0.15);\n    padding: 18px;\n    border-radius: 12px;\n    text-align: center;\n    margin-top: 10px;\n}\n\n.fha-monthly-total-label {\n    font-size: 13px;\n    text-transform: uppercase;\n    letter-spacing: 1px;\n    color: rgba(255,255,255,0.8);\n    margin-bottom: 5px;\n}\n\n.fha-monthly-total-amount {\n    font-size: 32px;\n    font-weight: 700;\n    color: white;\n    line-height: 1.2;\n}\n\n.fha-monthly-upfront-note {\n    background: rgba(243,156,18,0.2);\n    padding: 15px;\n    border-radius: 10px;\n    font-size: 13px;\n    color: #f39c12;\n    margin-bottom: 15px;\n    border-left: 4px solid #f39c12;\n}\n\n.fha-monthly-amortization-note {\n    background: rgba(243,156,18,0.2);\n    padding: 15px;\n    border-radius: 10px;\n    font-size: 13px;\n    color: #f39c12;\n    margin-bottom: 20px;\n    border-left: 4px solid #f39c12;\n}\n\n.fha-monthly-disclaimer {\n    font-size: 14px;\n    color: var(--e-global-color-text);\n    line-height: 1.5;\n    margin-top: 20px;\n    padding-top: 20px;\n    border-top: 1px solid #edf2f5;\n}\n\n\/* Responsive *\/\n@media (max-width: 1200px) {\n    .fha-monthly-wrapper {\n        grid-template-columns: 1fr;\n    }\n}\n\n@media (max-width: 768px) {\n    .fha-monthly-wrapper {\n    padding: 10px;\n}\n    .fha-monthly-row {\n        grid-template-columns: 1fr;\n        gap: 10px;\n    }\n    \n    .fha-monthly-container {\n        padding: 0px;\n    }\n    .fha-monthly-card {\n    padding: 10px;\n}\n.fha-monthly-payment-card {\n    padding: 0px;\n}\n    \n    .fha-monthly-results-column {\n    position: static;\n    padding: 10px;\n}\n    \n    .fha-monthly-subtitle {\n        flex-direction: column;\n    }\n    \n    .fha-monthly-payment-amount {\n        font-size: 42px;\n    }\n}\n    <\/style>\n\n    <script>\n    function calculateFHAMonthly() {\n        \/\/ Get values\n        const homePrice = parseFloat(document.getElementById('fhaMonthlyHomePrice').value) || 0;\n        let downPercent = parseFloat(document.getElementById('fhaMonthlyDownPercent').value) || 3.5;\n        const loanTerm = parseInt(document.getElementById('fhaMonthlyLoanTerm').value) || 30;\n        const interestRate = parseFloat(document.getElementById('fhaMonthlyInterestRate').value) || 6.125;\n        const annualMIPRate = parseFloat(document.getElementById('fhaMonthlyAnnualMIP').value) || 0.55;\n        const propertyTax = parseFloat(document.getElementById('fhaMonthlyPropertyTax').value) || 0;\n        const homeInsurance = parseFloat(document.getElementById('fhaMonthlyHomeInsurance').value) || 0;\n        const hoaFees = parseFloat(document.getElementById('fhaMonthlyHOA').value) || 0;\n        \n        \/\/ Enforce minimum 3.5% down for FHA\n        const minDown = homePrice * 0.035;\n        if (downPercent < 3.5) {\n            downPercent = 3.5;\n            document.getElementById('fhaMonthlyDownPercent').value = 3.5;\n        }\n        \n        \/\/ Calculate down payment\n        let downAmount = homePrice * (downPercent \/ 100);\n        document.getElementById('fhaMonthlyDownAmount').value = downAmount.toFixed(2);\n        \n        \/\/ Calculate base loan amount (Upfront MIP is financed, not in monthly)\n        const baseLoanAmount = homePrice - downAmount;\n        document.getElementById('fhaMonthlyLoanAmount').value = baseLoanAmount.toFixed(2);\n        \n        \/\/ Calculate monthly principal & interest\n        const monthlyRate = interestRate \/ 100 \/ 12;\n        const numberOfPayments = loanTerm * 12;\n        let monthlyPI = 0;\n        \n        if (monthlyRate > 0 && numberOfPayments > 0 && baseLoanAmount > 0) {\n            monthlyPI = baseLoanAmount * (monthlyRate * Math.pow(1 + monthlyRate, numberOfPayments)) \/ (Math.pow(1 + monthlyRate, numberOfPayments) - 1);\n        }\n        \n        \/\/ Calculate monthly MIP (Annual MIP on base loan amount \/ 12)\n        const annualMIPAmount = baseLoanAmount * (annualMIPRate \/ 100);\n        const monthlyMIP = annualMIPAmount \/ 12;\n        document.getElementById('fhaMonthlyMIPAmount').value = monthlyMIP.toFixed(2);\n        \n        \/\/ Total monthly payment\n        const totalMonthly = monthlyPI + propertyTax + homeInsurance + hoaFees + monthlyMIP;\n        \n        \/\/ Format currency\n        const formatCurrency = (value) => {\n            return '$' + value.toFixed(2).replace(\/\\B(?=(\\d{3})+(?!\\d))\/g, ',');\n        };\n        \n        \/\/ Update monthly payment displays\n        document.getElementById('fhaMonthlyTotal').innerHTML = formatCurrency(totalMonthly);\n        document.getElementById('fhaMonthlyTotalDisplay').innerHTML = formatCurrency(totalMonthly);\n        document.getElementById('fhaMonthlyPrincipalInterest').innerHTML = formatCurrency(monthlyPI);\n        document.getElementById('fhaMonthlyPropTaxDisplay').innerHTML = formatCurrency(propertyTax);\n        document.getElementById('fhaMonthlyHomeInsDisplay').innerHTML = formatCurrency(homeInsurance);\n        document.getElementById('fhaMonthlyHOADisplay').innerHTML = formatCurrency(hoaFees);\n        document.getElementById('fhaMonthlyMIPDisplay').innerHTML = formatCurrency(monthlyMIP);\n        \n        \/\/ Update summary\n        document.getElementById('fhaMonthlySummaryPrice').innerHTML = formatCurrency(homePrice);\n        document.getElementById('fhaMonthlySummaryDown').innerHTML = formatCurrency(downAmount) + ' (' + downPercent + '%)';\n        document.getElementById('fhaMonthlySummaryLoan').innerHTML = formatCurrency(baseLoanAmount);\n        document.getElementById('fhaMonthlySummaryRate').innerHTML = interestRate + '%';\n        document.getElementById('fhaMonthlySummaryMIP').innerHTML = annualMIPRate + '%';\n        document.getElementById('fhaMonthlySummaryMIPAmount').innerHTML = formatCurrency(monthlyMIP);\n        \n        \/\/ Calculate first payment breakdown\n        if (baseLoanAmount > 0 && monthlyRate > 0) {\n            const firstMonthInterest = baseLoanAmount * monthlyRate;\n            const firstMonthPrincipal = monthlyPI - firstMonthInterest;\n            \n            document.getElementById('fhaMonthlyFirstPayment').innerHTML = \n                'Principal: $' + firstMonthPrincipal.toFixed(2).replace(\/\\B(?=(\\d{3})+(?!\\d))\/g, ',') + \n                ' | Interest: $' + firstMonthInterest.toFixed(2).replace(\/\\B(?=(\\d{3})+(?!\\d))\/g, ',') +\n                ' | MIP: $' + monthlyMIP.toFixed(2).replace(\/\\B(?=(\\d{3})+(?!\\d))\/g, ',');\n        }\n    }\n    \n    \/\/ Initialize calculator\n    document.addEventListener('DOMContentLoaded', function() {\n        const inputs = document.querySelectorAll('.fha-monthly-input');\n        inputs.forEach(input => {\n            input.addEventListener('input', calculateFHAMonthly);\n        });\n        \n        \/\/ Enforce minimum down payment\n        document.getElementById('fhaMonthlyDownPercent').addEventListener('change', function() {\n            if (parseFloat(this.value) < 3.5) {\n                this.value = 3.5;\n            }\n            calculateFHAMonthly();\n        });\n        \n        calculateFHAMonthly();\n    });\n    <\/script>\n    <\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div data-ka-cursor-size=\"1\" id=\"e-n-tab-content-2270831163\" role=\"tabpanel\" aria-labelledby=\"VA\" data-tab-index=\"3\" style=\"--n-tabs-title-order: 3;\" class=\" elementor-element elementor-element-a98dda6 e-con-full e-flex e-con e-child\" data-id=\"a98dda6\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;kng_cursor_interaction&quot;:&quot;default&quot;,&quot;kng_cursor_magnetic&quot;:&quot;none&quot;,&quot;kng_cursor_size_multiplier&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]}}\">\n\t\t<div data-ka-cursor-size=\"1\" class=\"elementor-element elementor-element-ad1a27e e-con-full e-flex e-con e-child\" data-id=\"ad1a27e\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;kng_cursor_interaction&quot;:&quot;default&quot;,&quot;kng_cursor_magnetic&quot;:&quot;none&quot;,&quot;kng_cursor_size_multiplier&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]}}\">\n\t\t\t\t<div data-ka-cursor-size=\"1\" class=\"elementor-element elementor-element-2fd2146 elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile elementor-widget elementor-widget-heading\" data-id=\"2fd2146\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;kng_cursor_interaction&quot;:&quot;default&quot;,&quot;kng_cursor_magnetic&quot;:&quot;none&quot;,&quot;kng_cursor_size_multiplier&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]}}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">VA Monthly Payment Calculator<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div data-ka-cursor-size=\"1\" class=\"elementor-element elementor-element-3b027fc elementor-widget__width-initial elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile elementor-widget elementor-widget-text-editor\" data-id=\"3b027fc\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;kng_cursor_interaction&quot;:&quot;default&quot;,&quot;kng_cursor_magnetic&quot;:&quot;none&quot;,&quot;kng_cursor_size_multiplier&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]}}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Use this VA Monthly Payment Calculator to estimate your monthly mortgage payment, including taxes and insurance.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div data-ka-cursor-size=\"1\" class=\"elementor-element elementor-element-c7ab657 e-flex e-con-boxed e-con e-child\" data-id=\"c7ab657\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;kng_cursor_interaction&quot;:&quot;default&quot;,&quot;kng_cursor_magnetic&quot;:&quot;none&quot;,&quot;kng_cursor_size_multiplier&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]}}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div data-ka-cursor-size=\"1\" class=\"elementor-element elementor-element-8d4340a elementor-widget elementor-widget-shortcode\" data-id=\"8d4340a\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;kng_cursor_interaction&quot;:&quot;default&quot;,&quot;kng_cursor_magnetic&quot;:&quot;none&quot;,&quot;kng_cursor_size_multiplier&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]}}\" data-widget_type=\"shortcode.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\">    <div class=\"va-monthly-container\">\n        <div class=\"va-monthly-wrapper\">\n            <!-- Left Column: Inputs -->\n            <div class=\"va-monthly-input-column\">\n                <div class=\"va-monthly-header\">\n                    <h2>\ud83c\udf96\ufe0f VA Monthly Payment Calculator<\/h2>\n                    <!--<p class=\"va-monthly-subtitle\">-->\n                    <!--    <span class=\"va-monthly-badge\">30-Year Fixed<\/span>-->\n                    <!--    <span class=\"va-monthly-badge\">3.5% Down Payment<\/span>-->\n                    <!--    <span class=\"va-monthly-badge\">No Monthly MIP<\/span>-->\n                    <!--    <span class=\"va-monthly-badge\">No VA Funding Fee*<\/span>-->\n                    <!--<\/p>-->\n                <\/div>\n                \n                <!-- Loan Basics Card -->\n                <div class=\"va-monthly-card\">\n                    <h3>\ud83d\udcca Loan Details<\/h3>\n                    \n                    <div class=\"va-monthly-input-group full\">\n                        <label>Home Price <span class=\"currency\">$<\/span><\/label>\n                        <input type=\"number\" id=\"vaMonthlyHomePrice\" value=\"250000\" step=\"1000\" class=\"va-monthly-input\">\n                    <\/div>\n                    \n                    <div class=\"va-monthly-row\">\n                        <div class=\"va-monthly-input-group\">\n                            <label>Down Payment (%)<\/label>\n                            <input type=\"number\" id=\"vaMonthlyDownPercent\" value=\"3.5\" min=\"0\" max=\"100\" step=\"0.1\" class=\"va-monthly-input\">\n                            <span class=\"input-hint\">VA allows 0% down<\/span>\n                        <\/div>\n                        <div class=\"va-monthly-input-group\">\n                            <label>Down Payment ($)<\/label>\n                            <input type=\"number\" id=\"vaMonthlyDownAmount\" value=\"8750\" class=\"va-monthly-input va-monthly-readonly\" readonly>\n                        <\/div>\n                    <\/div>\n                    \n                    <div class=\"va-monthly-input-group full\">\n                        <label>Principal Loan Amount<\/label>\n                        <input type=\"number\" id=\"vaMonthlyLoanAmount\" value=\"241250\" class=\"va-monthly-input va-monthly-readonly\" readonly>\n                    <\/div>\n                    \n                    <div class=\"va-monthly-row\">\n                        <div class=\"va-monthly-input-group\">\n                            <label>Mortgage Period (Years)<\/label>\n                            <select id=\"vaMonthlyLoanTerm\" class=\"va-monthly-input\">\n                                <option value=\"30\" selected>30 Years<\/option>\n                                <option value=\"15\">15 Years<\/option>\n                                <option value=\"20\">20 Years<\/option>\n                                <option value=\"25\">25 Years<\/option>\n                            <\/select>\n                        <\/div>\n                        <div class=\"va-monthly-input-group\">\n                            <label>Interest Rate %<\/label>\n                            <input type=\"number\" id=\"vaMonthlyInterestRate\" value=\"6.125\" step=\"0.125\" class=\"va-monthly-input\">\n                        <\/div>\n                    <\/div>\n                <\/div>\n                \n                <!-- VA Benefits Card -->\n                <div class=\"va-monthly-card va-monthly-benefits-card\">\n                    <h3>\ud83c\udf96\ufe0f VA Loan Benefits<\/h3>\n                    \n                    <div class=\"va-monthly-benefits-grid\">\n                        <div class=\"va-monthly-benefit-item\">\n                            <span class=\"va-monthly-benefit-icon\">\u2713<\/span>\n                            <span class=\"va-monthly-benefit-text\">No monthly mortgage insurance<\/span>\n                        <\/div>\n                        <div class=\"va-monthly-benefit-item\">\n                            <span class=\"va-monthly-benefit-icon\">\u2713<\/span>\n                            <span class=\"va-monthly-benefit-text\">Competitive interest rates<\/span>\n                        <\/div>\n                        <div class=\"va-monthly-benefit-item\">\n                            <span class=\"va-monthly-benefit-icon\">\u2713<\/span>\n                            <span class=\"va-monthly-benefit-text\">0% down payment option<\/span>\n                        <\/div>\n                        <div class=\"va-monthly-benefit-item\">\n                            <span class=\"va-monthly-benefit-icon\">\u2713<\/span>\n                            <span class=\"va-monthly-benefit-text\">No prepayment penalties<\/span>\n                        <\/div>\n                    <\/div>\n                    \n                    <div class=\"va-monthly-funding-note\">\n                        <span class=\"va-monthly-info-icon\">\u2139\ufe0f<\/span>\n                        <span><strong>VA Funding Fee:<\/strong> Not included in monthly payment. Typically 1.25% - 3.3% of loan amount, can be financed or paid at closing. Disabled veterans may be exempt.<\/span>\n                    <\/div>\n                <\/div>\n                \n                <!-- Monthly Expenses Card -->\n                <div class=\"va-monthly-card\">\n                    <h3>\ud83d\udccb Monthly Expenses<\/h3>\n                    \n                    <div class=\"va-monthly-row\">\n                        <div class=\"va-monthly-input-group\">\n                            <label>Property Tax (Monthly)<\/label>\n                            <input type=\"number\" id=\"vaMonthlyPropertyTax\" value=\"237\" class=\"va-monthly-input\">\n                        <\/div>\n                        <div class=\"va-monthly-input-group\">\n                            <label>Home Insurance<\/label>\n                            <input type=\"number\" id=\"vaMonthlyHomeInsurance\" value=\"87\" class=\"va-monthly-input\">\n                        <\/div>\n                    <\/div>\n                    \n                    <div class=\"va-monthly-row\">\n                        <div class=\"va-monthly-input-group\">\n                            <label>HOA Fees (Monthly)<\/label>\n                            <input type=\"number\" id=\"vaMonthlyHOA\" value=\"0\" class=\"va-monthly-input\">\n                        <\/div>\n                        <div class=\"va-monthly-input-group\">\n                            <label>Mortgage Insurance<\/label>\n                            <input type=\"number\" id=\"vaMonthlyMIP\" value=\"0\" class=\"va-monthly-input va-monthly-readonly\" readonly>\n                            <span class=\"input-hint text-success\">\u2713 No MIP on VA loans<\/span>\n                        <\/div>\n                    <\/div>\n                <\/div>\n                \n                <!-- Quick VA Note -->\n                <div class=\"va-monthly-note-card\">\n                    <div class=\"va-monthly-note-icon\">\ud83c\udf96\ufe0f<\/div>\n                    <div class=\"va-monthly-note-content\">\n                        <strong>VA Loan Eligibility:<\/strong> Available to veterans, active-duty service members, and surviving spouses. This calculator shows monthly payment without the VA funding fee, which is typically paid at closing or financed.\n                    <\/div>\n                <\/div>\n            <\/div>\n            \n            <!-- Right Column: Results -->\n            <div class=\"va-monthly-results-column\">\n                <!-- Monthly Payment Card -->\n                <div class=\"va-monthly-payment-card\">\n                    <div class=\"va-monthly-payment-header\">\n                        <span class=\"va-monthly-payment-label\">ESTIMATED MONTHLY PAYMENT<\/span>\n                        <!--<div class=\"va-monthly-loan-badge\">VA Loan<\/div>-->\n                    <\/div>\n                    \n                    <div class=\"va-monthly-payment-amount\" id=\"vaMonthlyTotal\">$1,789.86<\/div>\n                    \n                    <div class=\"va-monthly-payment-breakdown-title\">Payment Breakdown<\/div>\n                    \n                    <div class=\"va-monthly-payment-breakdown\">\n                        <div class=\"va-monthly-breakdown-item\">\n                            <span>Principal & Interest:<\/span>\n                            <span class=\"va-monthly-amount\" id=\"vaMonthlyPrincipalInterest\">$1,465.86<\/span>\n                        <\/div>\n                        <div class=\"va-monthly-breakdown-item\">\n                            <span>Property Tax:<\/span>\n                            <span class=\"va-monthly-amount\" id=\"vaMonthlyPropTaxDisplay\">$237.00<\/span>\n                        <\/div>\n                        <div class=\"va-monthly-breakdown-item\">\n                            <span>Home Insurance:<\/span>\n                            <span class=\"va-monthly-amount\" id=\"vaMonthlyHomeInsDisplay\">$87.00<\/span>\n                        <\/div>\n                        <div class=\"va-monthly-breakdown-item\">\n                            <span>HOA Fees:<\/span>\n                            <span class=\"va-monthly-amount\" id=\"vaMonthlyHOADisplay\">$0.00<\/span>\n                        <\/div>\n                        <div class=\"va-monthly-breakdown-item va-monthly-no-mip\">\n                            <span>Mortgage Insurance:<\/span>\n                            <span class=\"va-monthly-amount\" id=\"vaMonthlyMIDisplay\">$0.00<\/span>\n                        <\/div>\n                    <\/div>\n                    \n                    <div class=\"va-monthly-benefit-status\">\n                        <span class=\"va-monthly-checkmark\">\u2713<\/span> \n                        <strong>VA Loan Benefit:<\/strong> No monthly mortgage insurance required\n                    <\/div>\n                <\/div>\n                \n                <!-- Loan Summary Card -->\n                <div class=\"va-monthly-summary-card\">\n                    <h3>\ud83d\udccc VA Loan Summary<\/h3>\n                    \n                    <div class=\"va-monthly-summary-grid\">\n                        <div class=\"va-monthly-summary-item\">\n                            <span class=\"va-monthly-summary-label\">Home Price:<\/span>\n                            <span class=\"va-monthly-summary-value\" id=\"vaMonthlySummaryPrice\">$250,000<\/span>\n                        <\/div>\n                        <div class=\"va-monthly-summary-item\">\n                            <span class=\"va-monthly-summary-label\">Down Payment:<\/span>\n                            <span class=\"va-monthly-summary-value\" id=\"vaMonthlySummaryDown\">$8,750 (3.5%)<\/span>\n                        <\/div>\n                        <div class=\"va-monthly-summary-item\">\n                            <span class=\"va-monthly-summary-label\">Loan Amount:<\/span>\n                            <span class=\"va-monthly-summary-value\" id=\"vaMonthlySummaryLoan\">$241,250<\/span>\n                        <\/div>\n                        <div class=\"va-monthly-summary-item\">\n                            <span class=\"va-monthly-summary-label\">Interest Rate:<\/span>\n                            <span class=\"va-monthly-summary-value\" id=\"vaMonthlySummaryRate\">6.125%<\/span>\n                        <\/div>\n                        <div class=\"va-monthly-summary-item\">\n                            <span class=\"va-monthly-summary-label\">Loan Term:<\/span>\n                            <span class=\"va-monthly-summary-value\" id=\"vaMonthlySummaryTerm\">30 Years<\/span>\n                        <\/div>\n                    <\/div>\n                    \n                    <div class=\"va-monthly-total-payment\">\n                        <div class=\"va-monthly-total-label\">Total Monthly VA Payment<\/div>\n                        <div class=\"va-monthly-total-amount\" id=\"vaMonthlyTotalDisplay\">$1,789.86<\/div>\n                    <\/div>\n                <\/div>\n                \n                <!-- VA Funding Fee Note -->\n                <div class=\"va-monthly-funding-card\">\n                    <div class=\"va-monthly-funding-header\">\n                        <span class=\"va-monthly-funding-icon\">\ud83d\udcb0<\/span>\n                        <span class=\"va-monthly-funding-title\">VA Funding Fee (Not in Monthly Payment)<\/span>\n                    <\/div>\n                    <div class=\"va-monthly-funding-content\">\n                        <p>The VA funding fee is a one-time cost that can be:<\/p>\n                        <ul class=\"va-monthly-funding-list\">\n                            <li><strong>Paid at closing<\/strong> - Typical for first-time use: 1.25% - 2.15%<\/li>\n                            <li><strong>Financed into the loan<\/strong> - Added to principal balance<\/li>\n                            <li><strong>Exempt<\/strong> - Disabled veterans may qualify for exemption<\/li>\n                        <\/ul>\n                        <div class=\"va-monthly-funding-example\">\n                            <strong>Example:<\/strong> 1.25% fee on $241,250 = <span id=\"vaMonthlyFundingExample\">$3,015.63<\/span> (if not exempt)\n                        <\/div>\n                    <\/div>\n                <\/div>\n                \n                <!-- First Payment Breakdown -->\n                <div class=\"va-monthly-amortization-note\">\n                    <strong>First Payment Breakdown:<\/strong> \n                    <span id=\"vaMonthlyFirstPayment\">Principal: $235.61 | Interest: $1,230.25<\/span>\n                <\/div>\n                \n                <!-- Disclaimer -->\n                <!--<div class=\"va-monthly-disclaimer\">-->\n                <!--    <p><strong>VA Loan Disclaimer:<\/strong> This calculator provides estimates for VA loans. The VA funding fee is NOT included in this monthly payment calculation. Funding fee rates vary based on down payment, first-time vs subsequent use, and disability status. Disabled veterans may be exempt. Your actual monthly payment may vary based on credit score, exact interest rate, property taxes, insurance premiums, and lender fees.<\/p>-->\n                <!--    <p style=\"margin-top: 8px;\">*VA Funding Fee is separate from monthly payment and not shown in this calculator.<\/p>-->\n                <!--<\/div>-->\n            <\/div>\n        <\/div>\n    <\/div>\n\n  \n    \n    <style>\n        \n        \/* VA Monthly Calculator Styles - FHA Theme Applied *\/\n.va-monthly-container {\n    max-width: 1400px;\n    margin: 0 auto;\n    font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Arial, sans-serif;\n    background: #f8fafc;\n    border-radius: 16px;\n    box-shadow: 0 4px 20px rgba(0,0,0,0.08);\n}\n\n.va-monthly-wrapper {\n    display: grid;\n    grid-template-columns: 1.3fr 0.7fr;\n    gap: 25px;\n    background: white;\n    border-radius: 12px;\n    padding: 30px;\n}\n\n\/* Left Column *\/\n.va-monthly-header {\n    margin-bottom: 30px;\n}\n\n.va-monthly-header h2 {\n    margin: 0 0 10px 0;\n    display: flex;\n    align-items: center;\n    gap: 10px;\n    font-family: \"Poppins\", Sans-serif;\n    font-size: 20px;\n    font-weight: 600;\n    text-transform: capitalize;\n    font-style: normal;\n    text-decoration: none;\n    line-height: 1.2em;\n    letter-spacing: 0px;\n    color: var(--e-global-color-8ccb940);\n}\n\n.va-monthly-subtitle {\n    display: flex;\n    flex-wrap: wrap;\n    gap: 10px;\n    margin: 0;\n}\n\n.va-monthly-badge {\n    background: var(--e-global-color-6cf909f);\n    color: white;\n    padding: 6px 14px;\n    border-radius: 30px;\n    font-size: 13px;\n    font-weight: 500;\n    display: inline-block;\n}\n\n.va-monthly-card {\n    background: #ffffff;\n    border: 1px solid #e9eef2;\n    border-radius: 16px;\n    padding: 25px;\n    margin-bottom: 20px;\n    transition: all 0.2s;\n}\n\n.va-monthly-card:hover {\n    border-color: #b0c8da;\n    box-shadow: 0 5px 15px rgba(0,0,0,0.03);\n}\n\n.va-monthly-benefits-card {\n    background: linear-gradient(to right, #fef9e7, #fff);\n    border-left: 4px solid #f39c12;\n}\n\n.va-monthly-card h3 {\n    font-size: 18px;\n    font-weight: 600;\n    color: var(--e-global-color-8ccb940);\n    margin: 0 0 20px 0;\n    display: flex;\n    align-items: center;\n    text-transform: capitalize;\n    font-style: normal;\n    text-decoration: none;\n    line-height: 1.2em;\n    letter-spacing: 0px;\n    gap: 8px;\n    font-family: \"Poppins\", Sans-serif;\n    padding-bottom: 12px;\n    border-bottom: 2px solid #eef3f7;\n}\n\n.va-monthly-row {\n    display: grid;\n    grid-template-columns: 1fr 1fr;\n    gap: 15px;\n    margin-bottom: 15px;\n}\n\n.va-monthly-input-group {\n    margin-bottom: 5px;\n}\n\n.va-monthly-input-group.full {\n    grid-column: 1 \/ -1;\n}\n\n.va-monthly-input-group label {\n    display: block;\n    font-size: 16px;\n    font-weight: 400;\n    color: var(--e-global-color-2d5a09b);\n    margin-bottom: 6px;\n}\n\n.va-monthly-input {\n    width: 100%;\n    padding: 12px 16px;\n    border-radius: 10px;\n    font-size: 16px;\n    font-weight: 500;\n    color: #1e3b4c;\n    transition: all 0.2s;\n    background: white;\n    border-radius: 8px !important;\n    border: 1px solid #ddd !important;\n    background-color: #fff !important;\n    box-shadow: 0px 1px 4px 0 rgba(0, 0, 0, 0.2) !important;\n}\n\n.va-monthly-input:focus {\n    outline: none;\n    border-color: #0b3550;\n    box-shadow: 0 0 0 4px rgba(11,53,80,0.1);\n}\n\n.va-monthly-readonly {\n    background: #f8fafd;\n    border-color: #dce3e9;\n    color: #0b3550;\n    font-weight: 600;\n}\n\n.input-hint {\n    display: block;\n    font-size: 12px;\n    color: var(--e-global-color-text);\n    margin-top: 4px;\n}\n\n.text-success {\n    color: #c47a0b;\n    font-weight: 600;\n}\n\n.va-monthly-benefits-grid {\n    display: grid;\n    grid-template-columns: repeat(2, 1fr);\n    gap: 15px;\n    margin-bottom: 20px;\n}\n\n.va-monthly-benefit-item {\n    display: flex;\n    align-items: center;\n    gap: 10px;\n    font-size: 14px;\n    color: #1e3b4c;\n}\n\n.va-monthly-benefit-icon {\n    color: #f39c12;\n    font-weight: bold;\n    font-size: 16px;\n}\n\n.va-monthly-benefit-text {\n    font-weight: 500;\n}\n\n.va-monthly-funding-note {\n    background: #fef9e7;\n    padding: 15px;\n    border-radius: 8px;\n    font-size: 13px;\n    color: #c47a0b;\n    margin-top: 5px;\n    display: flex;\n    align-items: flex-start;\n    gap: 10px;\n    border-left: 4px solid #f39c12;\n}\n\n.va-monthly-info-icon {\n    color: #f39c12;\n    font-size: 16px;\n    font-weight: bold;\n}\n\n.va-monthly-note-card {\n    background: #fef9e7;\n    border-left: 4px solid #f39c12;\n    border-radius: 8px;\n    padding: 18px;\n    display: flex;\n    gap: 12px;\n    margin-top: 10px;\n}\n\n.va-monthly-note-icon {\n    font-size: 24px;\n    color: #f39c12;\n}\n\n.va-monthly-note-content {\n    font-size: 14px;\n    color: #c47a0b;\n    line-height: 1.5;\n}\n\n\/* Results Column *\/\n.va-monthly-results-column {\n    position: sticky;\n    top: 100px;\n    height: fit-content;\n    background: #f8fafc;\n    border-radius: 12px;\n    padding: 25px;\n    color: white;\n}\n\n.va-monthly-payment-card {\n    background: white;\n    border-radius: 16px;\n    padding: 25px;\n    margin-bottom: 25px;\n    color: #1e3b4c;\n}\n\n.va-monthly-payment-header {\n    display: flex;\n    justify-content: space-between;\n    align-items: center;\n    margin-bottom: 15px;\n}\n\n.va-monthly-payment-label {\n    font-size: 15px;\n        font-weight: 600;\n        \/*color: #4a6f8a;*\/\n        color: var( --e-global-color-8ccb940 );\n        text-transform: uppercase;\n        letter-spacing: 0.5px;\n        font-family: \"Poppins\", Sans-serif;\n}\n\n.va-monthly-loan-badge {\n    background: #f39c12;\n    color: white;\n    padding: 4px 12px;\n    border-radius: 20px;\n    font-size: 12px;\n    font-weight: 600;\n}\n\n.va-monthly-payment-amount {\n    font-size: 48px;\n    font-weight: 700;\n    color: #0b3550;\n    margin-bottom: 20px;\n    line-height: 1;\n}\n\n.va-monthly-payment-breakdown-title {\n    font-size: 14px;\n    font-weight: 600;\n    color: #4a6f8a;\n    margin-bottom: 15px;\n    padding-bottom: 8px;\n    border-bottom: 1px solid #e9eef2;\n    text-transform: uppercase;\n    letter-spacing: 0.5px;\n}\n\n.va-monthly-payment-breakdown {\n    margin-bottom: 15px;\n}\n\n.va-monthly-breakdown-item {\n    display: flex;\n    justify-content: space-between;\n    margin-bottom: 12px;\n    font-size: 15px;\n    color: #1e3b4c;\n}\n\n.va-monthly-amount {\n    font-weight: 600;\n}\n\n.va-monthly-no-mip {\n    background: #fef9e7;\n    padding: 10px 12px;\n    border-radius: 8px;\n    margin-top: 8px;\n    color: #c47a0b;\n    font-weight: 600;\n    border-left: 4px solid #f39c12;\n}\n\n.va-monthly-benefit-status {\n    background: #fef9e7;\n    padding: 12px 15px;\n    border-radius: 8px;\n    margin-top: 15px;\n    font-size: 14px;\n    font-weight: 500;\n    color: #c47a0b;\n    display: flex;\n    align-items: center;\n    gap: 8px;\n    border-left: 4px solid #f39c12;\n}\n\n.va-monthly-checkmark {\n    color: #f39c12;\n    font-size: 16px;\n    font-weight: bold;\n}\n\n.va-monthly-summary-card {\n    background: var(--e-global-color-6cf909f);\n    backdrop-filter: blur(10px);\n    border-radius: 16px;\n    padding: 25px;\n    margin-bottom: 20px;\n}\n\n.va-monthly-summary-card h3 {\n    font-size: 18px;\n    font-weight: 600;\n    color: white;\n    margin: 0 0 20px 0;\n    display: flex;\n    align-items: center;\n    gap: 8px;\n    padding-bottom: 12px;\n    border-bottom: 1px solid rgba(255,255,255,0.2);\n}\n\n.va-monthly-summary-grid {\n    display: grid;\n    grid-template-columns: 1fr;\n    gap: 12px;\n    margin-bottom: 20px;\n}\n\n.va-monthly-summary-item {\n    display: flex;\n    justify-content: space-between;\n    font-size: 14px;\n    color: rgba(255,255,255,0.9);\n}\n\n.va-monthly-summary-label {\n    font-weight: 500;\n}\n\n.va-monthly-summary-value {\n    font-weight: 600;\n}\n\n.va-monthly-total-payment {\n    background: rgba(255,255,255,0.15);\n    padding: 18px;\n    border-radius: 12px;\n    text-align: center;\n    margin-top: 10px;\n}\n\n.va-monthly-total-label {\n    font-size: 13px;\n    text-transform: uppercase;\n    letter-spacing: 1px;\n    color: rgba(255,255,255,0.8);\n    margin-bottom: 5px;\n}\n\n.va-monthly-total-amount {\n    font-size: 32px;\n    font-weight: 700;\n    color: white;\n    line-height: 1.2;\n}\n\n.va-monthly-funding-card {\n    background: rgba(243,156,18,0.2);\n    backdrop-filter: blur(10px);\n    border-radius: 16px;\n    padding: 20px;\n    margin-bottom: 20px;\n    border-left: 4px solid #f39c12;\n}\n\n.va-monthly-funding-header {\n    display: flex;\n    align-items: center;\n    gap: 10px;\n    margin-bottom: 15px;\n}\n\n.va-monthly-funding-icon {\n    font-size: 20px;\n    color: #f39c12;\n}\n\n.va-monthly-funding-title {\n    font-size: 16px;\n    font-weight: 600;\n    color: #f39c12;\n}\n\n.va-monthly-funding-content {\n    font-size: 13px;\n    color: #f39c12;\n}\n\n.va-monthly-funding-list {\n    margin: 10px 0;\n    padding-left: 20px;\n}\n\n.va-monthly-funding-list li {\n    margin-bottom: 5px;\n}\n\n.va-monthly-funding-example {\n    background: rgba(255,255,255,0.1);\n    padding: 12px;\n    border-radius: 8px;\n    margin-top: 12px;\n    font-size: 13px;\n    color: #f39c12;\n}\n\n.va-monthly-amortization-note {\n    background: rgba(243,156,18,0.2);\n    padding: 15px;\n    border-radius: 10px;\n    font-size: 13px;\n    color: #f39c12;\n    margin-bottom: 20px;\n    border-left: 4px solid #f39c12;\n}\n\n.va-monthly-disclaimer {\n    font-size: 14px;\n    color: var(--e-global-color-text);\n    line-height: 1.5;\n    margin-top: 20px;\n    padding-top: 20px;\n    border-top: 1px solid #edf2f5;\n}\n\n\/* Responsive *\/\n@media (max-width: 1200px) {\n    .va-monthly-wrapper {\n        grid-template-columns: 1fr;\n    }\n    \n    .va-monthly-benefits-grid {\n        grid-template-columns: 1fr;\n    }\n}\n\n@media (max-width: 768px) {\n    .va-monthly-row {\n        grid-template-columns: 1fr;\n        gap: 10px;\n    }\n    .va-monthly-wrapper {\n    padding: 10px;\n}\n.va-monthly-note-card {\n    padding: 10px;\n}\n.va-monthly-card {\n    padding: 10px;\n}\n.va-monthly-results-column {\n    position: static;\n    padding: 10px;\n}\n.va-monthly-payment-card {\n    padding: 10px;\n}\n    \n    .va-monthly-container {\n        padding: 0px;\n    }\n    \n    .va-monthly-subtitle {\n        flex-direction: column;\n    }\n    \n    .va-monthly-payment-amount {\n        font-size: 42px;\n    }\n}\n    <\/style>\n    \n    <script>\n    function calculateVAMonthly() {\n        \/\/ Get values\n        const homePrice = parseFloat(document.getElementById('vaMonthlyHomePrice').value) || 0;\n        const downPercent = parseFloat(document.getElementById('vaMonthlyDownPercent').value) || 0;\n        const loanTerm = parseInt(document.getElementById('vaMonthlyLoanTerm').value) || 30;\n        const interestRate = parseFloat(document.getElementById('vaMonthlyInterestRate').value) || 6.125;\n        const propertyTax = parseFloat(document.getElementById('vaMonthlyPropertyTax').value) || 0;\n        const homeInsurance = parseFloat(document.getElementById('vaMonthlyHomeInsurance').value) || 0;\n        const hoaFees = parseFloat(document.getElementById('vaMonthlyHOA').value) || 0;\n        \n        \/\/ Calculate down payment\n        let downAmount = homePrice * (downPercent \/ 100);\n        document.getElementById('vaMonthlyDownAmount').value = downAmount.toFixed(2);\n        \n        \/\/ Calculate loan amount\n        const loanAmount = homePrice - downAmount;\n        document.getElementById('vaMonthlyLoanAmount').value = loanAmount.toFixed(2);\n        \n        \/\/ Calculate monthly principal & interest\n        const monthlyRate = interestRate \/ 100 \/ 12;\n        const numberOfPayments = loanTerm * 12;\n        let monthlyPI = 0;\n        \n        if (monthlyRate > 0 && numberOfPayments > 0 && loanAmount > 0) {\n            monthlyPI = loanAmount * (monthlyRate * Math.pow(1 + monthlyRate, numberOfPayments)) \/ (Math.pow(1 + monthlyRate, numberOfPayments) - 1);\n        }\n        \n        \/\/ No MIP for VA loans\n        const monthlyMIP = 0;\n        document.getElementById('vaMonthlyMIP').value = '0.00';\n        \n        \/\/ Total monthly payment\n        const totalMonthly = monthlyPI + propertyTax + homeInsurance + hoaFees + monthlyMIP;\n        \n        \/\/ Format currency\n        const formatCurrency = (value) => {\n            return '$' + value.toFixed(2).replace(\/\\B(?=(\\d{3})+(?!\\d))\/g, ',');\n        };\n        \n        \/\/ Update monthly payment displays\n        document.getElementById('vaMonthlyTotal').innerHTML = formatCurrency(totalMonthly);\n        document.getElementById('vaMonthlyTotalDisplay').innerHTML = formatCurrency(totalMonthly);\n        document.getElementById('vaMonthlyPrincipalInterest').innerHTML = formatCurrency(monthlyPI);\n        document.getElementById('vaMonthlyPropTaxDisplay').innerHTML = formatCurrency(propertyTax);\n        document.getElementById('vaMonthlyHomeInsDisplay').innerHTML = formatCurrency(homeInsurance);\n        document.getElementById('vaMonthlyHOADisplay').innerHTML = formatCurrency(hoaFees);\n        document.getElementById('vaMonthlyMIDisplay').innerHTML = formatCurrency(monthlyMIP);\n        \n        \/\/ Update summary\n        document.getElementById('vaMonthlySummaryPrice').innerHTML = formatCurrency(homePrice);\n        document.getElementById('vaMonthlySummaryDown').innerHTML = formatCurrency(downAmount) + ' (' + downPercent + '%)';\n        document.getElementById('vaMonthlySummaryLoan').innerHTML = formatCurrency(loanAmount);\n        document.getElementById('vaMonthlySummaryRate').innerHTML = interestRate + '%';\n        \n        let termText = loanTerm + ' Years';\n        document.getElementById('vaMonthlySummaryTerm').innerHTML = termText;\n        \n        \/\/ Calculate VA Funding Fee example (1.25% standard)\n        const fundingFeeExample = loanAmount * 0.0125;\n        document.getElementById('vaMonthlyFundingExample').innerHTML = formatCurrency(fundingFeeExample);\n        \n        \/\/ Calculate first payment breakdown\n        if (loanAmount > 0 && monthlyRate > 0) {\n            const firstMonthInterest = loanAmount * monthlyRate;\n            const firstMonthPrincipal = monthlyPI - firstMonthInterest;\n            \n            document.getElementById('vaMonthlyFirstPayment').innerHTML = \n                'Principal: $' + firstMonthPrincipal.toFixed(2).replace(\/\\B(?=(\\d{3})+(?!\\d))\/g, ',') + \n                ' | Interest: $' + firstMonthInterest.toFixed(2).replace(\/\\B(?=(\\d{3})+(?!\\d))\/g, ',');\n        }\n    }\n    \n    \/\/ Initialize calculator\n    document.addEventListener('DOMContentLoaded', function() {\n        const inputs = document.querySelectorAll('.va-monthly-input');\n        inputs.forEach(input => {\n            input.addEventListener('input', calculateVAMonthly);\n        });\n        \n        calculateVAMonthly();\n    });\n    <\/script>\n    <\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div data-ka-cursor-size=\"1\" class=\"elementor-element elementor-element-08d2b1f e-flex e-con-boxed e-con e-parent\" data-id=\"08d2b1f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;kng_cursor_interaction&quot;:&quot;default&quot;,&quot;kng_cursor_magnetic&quot;:&quot;none&quot;,&quot;kng_cursor_size_multiplier&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]}}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div data-ka-cursor-size=\"1\" class=\"elementor-element elementor-element-8a0e7dc e-con-full e-flex e-con e-child\" data-id=\"8a0e7dc\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;kng_cursor_interaction&quot;:&quot;default&quot;,&quot;kng_cursor_magnetic&quot;:&quot;none&quot;,&quot;kng_cursor_size_multiplier&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]}}\">\n\t\t\t\t<div data-ka-cursor-size=\"1\" class=\"elementor-element elementor-element-a7350e2 elementor-widget elementor-widget-heading\" data-id=\"a7350e2\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;kng_cursor_interaction&quot;:&quot;default&quot;,&quot;kng_cursor_magnetic&quot;:&quot;none&quot;,&quot;kng_cursor_size_multiplier&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]}}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Calculate payments for Conventional, Non-QM, and Hard Equity Loans.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div data-ka-cursor-size=\"1\" class=\"elementor-element elementor-element-2cb5045 elementor-widget elementor-widget-text-editor\" data-id=\"2cb5045\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;kng_cursor_interaction&quot;:&quot;default&quot;,&quot;kng_cursor_magnetic&quot;:&quot;none&quot;,&quot;kng_cursor_size_multiplier&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]}}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Whether you have pristine credit or are looking for <\/span><b>home loans for bad credit<\/b><span style=\"font-weight: 400;\">, knowing your monthly obligation is step one. Use this tool to run scenarios for different loan amounts, interest rates, and terms to see what fits your budget.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div data-ka-cursor-size=\"1\" class=\"elementor-element elementor-element-69a833c elementor-widget elementor-widget-button\" data-id=\"69a833c\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;kng_cursor_interaction&quot;:&quot;default&quot;,&quot;kng_cursor_magnetic&quot;:&quot;none&quot;,&quot;kng_cursor_size_multiplier&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]}}\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/demo.max.health\/inkmortgage.com\/contact\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Contact Us<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div data-ka-cursor-size=\"1\" class=\"elementor-element elementor-element-5d97e94 e-con-full e-flex e-con e-child\" data-id=\"5d97e94\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;kng_cursor_interaction&quot;:&quot;default&quot;,&quot;kng_cursor_magnetic&quot;:&quot;none&quot;,&quot;kng_cursor_size_multiplier&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]}}\">\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Monthly Payment Calculator Conventional Monthly Payment Calculator FHA Monthly Payment Calculator VA Monthly Payment Calculator Home Calculate Your Costs Conventional Home Price Down Payment (%) Loan Amount Interest Rate (%) Loan Term 15 Years30 Years Property State FloridaTexas Calculate Closing Costs Estimated Cash to Close: $12,936 Monthly Payment Breakkdown Loan Payment: $1,458.27 Property Tax: $300.00 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_angie_page":false,"footnotes":""},"class_list":["post-1339","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/demo.max.health\/inkmortgage.com\/wp-json\/wp\/v2\/pages\/1339","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/demo.max.health\/inkmortgage.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/demo.max.health\/inkmortgage.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/demo.max.health\/inkmortgage.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/demo.max.health\/inkmortgage.com\/wp-json\/wp\/v2\/comments?post=1339"}],"version-history":[{"count":124,"href":"https:\/\/demo.max.health\/inkmortgage.com\/wp-json\/wp\/v2\/pages\/1339\/revisions"}],"predecessor-version":[{"id":8830,"href":"https:\/\/demo.max.health\/inkmortgage.com\/wp-json\/wp\/v2\/pages\/1339\/revisions\/8830"}],"wp:attachment":[{"href":"https:\/\/demo.max.health\/inkmortgage.com\/wp-json\/wp\/v2\/media?parent=1339"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}