{"id":5220,"date":"2026-03-16T19:09:07","date_gmt":"2026-03-16T19:09:07","guid":{"rendered":"https:\/\/demo.max.health\/inkmortgage.com\/?p=5220"},"modified":"2026-05-26T12:25:20","modified_gmt":"2026-05-26T12:25:20","slug":"house-hacking-101-using-residential-loans-for-multi-unit-properties","status":"publish","type":"post","link":"https:\/\/demo.max.health\/inkmortgage.com\/blog\/house-hacking-101-using-residential-loans-for-multi-unit-properties\/","title":{"rendered":"House Hacking 101: Using Residential Loans for Multi-Unit Properties"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"5220\" class=\"elementor elementor-5220\" data-elementor-post-type=\"post\">\n\t\t\t\t<div data-ka-cursor-size=\"1\" class=\"elementor-element elementor-element-37c2f05 e-flex e-con-boxed e-con e-parent\" data-id=\"37c2f05\" data-element_type=\"container\" data-e-type=\"container\" 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0-1.8-1.3-2.7-3.2-2.7h-4v5.3z\"><\/path><\/svg>\t\t\t\t\t<\/a>\n\t\t\t\t<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div data-ka-cursor-size=\"1\" class=\"elementor-element elementor-element-8596ffd e-con-full e-flex e-con e-child\" data-id=\"8596ffd\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;kng_cursor_interaction&quot;:&quot;default&quot;,&quot;kng_cursor_magnetic&quot;:&quot;none&quot;,&quot;kng_cursor_size_multiplier&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]}}\">\n\t\t\t\t<div data-ka-cursor-size=\"1\" class=\"elementor-element elementor-element-b1d603a elementor-widget elementor-widget-image\" data-id=\"b1d603a\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;kng_cursor_interaction&quot;:&quot;default&quot;,&quot;kng_cursor_magnetic&quot;:&quot;none&quot;,&quot;kng_cursor_size_multiplier&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]}}\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"800\" height=\"444\" src=\"https:\/\/demo.max.health\/inkmortgage.com\/wp-content\/uploads\/2026\/03\/9.jpg\" class=\"attachment-large size-large wp-image-7679\" alt=\"\" srcset=\"https:\/\/demo.max.health\/inkmortgage.com\/wp-content\/uploads\/2026\/03\/9.jpg 1000w, https:\/\/demo.max.health\/inkmortgage.com\/wp-content\/uploads\/2026\/03\/9-300x167.jpg 300w, https:\/\/demo.max.health\/inkmortgage.com\/wp-content\/uploads\/2026\/03\/9-768x426.jpg 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div data-ka-cursor-size=\"1\" class=\"elementor-element elementor-element-2baa174 elementor-widget elementor-widget-heading\" data-id=\"2baa174\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;kng_cursor_interaction&quot;:&quot;default&quot;,&quot;kng_cursor_magnetic&quot;:&quot;none&quot;,&quot;kng_cursor_size_multiplier&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]}}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">House Hacking 101: Using Residential Loans for Multi-Unit Properties<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div data-ka-cursor-size=\"1\" class=\"elementor-element elementor-element-de7d6a3 elementor-widget elementor-widget-text-editor\" data-id=\"de7d6a3\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;kng_cursor_interaction&quot;:&quot;default&quot;,&quot;kng_cursor_magnetic&quot;:&quot;none&quot;,&quot;kng_cursor_size_multiplier&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]}}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p dir=\"ltr\">For many aspiring real estate investors, the biggest challenge is getting started. High down payments and strict lending requirements often make traditional investment properties difficult to access. However, a strategy known as house hacking allows buyers to enter the real estate market with much lower upfront costs while generating rental income at the same time.<\/p><p dir=\"ltr\">A house hacking mortgage allows buyers to purchase a multi-unit property, live in one unit, and rent out the others. This strategy transforms a primary residence into an owner-occupied investment property, helping offset mortgage payments and build long-term wealth.<\/p><p dir=\"ltr\">In this guide, we\u2019ll explain how house hacking works, how programs like FHA multi-unit loans make it possible, and how buyers can use residential financing to purchase properties like duplexes, triplexes, or fourplexes.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div data-ka-cursor-size=\"1\" class=\"elementor-element elementor-element-c2ca6e9 elementor-widget elementor-widget-heading\" data-id=\"c2ca6e9\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;kng_cursor_interaction&quot;:&quot;default&quot;,&quot;kng_cursor_magnetic&quot;:&quot;none&quot;,&quot;kng_cursor_size_multiplier&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]}}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What Is House Hacking?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div data-ka-cursor-size=\"1\" class=\"elementor-element elementor-element-2420a14 elementor-widget elementor-widget-text-editor\" data-id=\"2420a14\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;kng_cursor_interaction&quot;:&quot;default&quot;,&quot;kng_cursor_magnetic&quot;:&quot;none&quot;,&quot;kng_cursor_size_multiplier&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]}}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p dir=\"ltr\">House hacking is a real estate strategy where you buy a property, live in part of it, and rent out the remaining space.<\/p><p dir=\"ltr\">Common house hacking scenarios include:<\/p><ul><li dir=\"ltr\" aria-level=\"1\"><p dir=\"ltr\" role=\"presentation\">Buying a duplex with FHA financing and renting the second unit<\/p><\/li><li dir=\"ltr\" aria-level=\"1\"><p dir=\"ltr\" role=\"presentation\">Purchasing a triplex or fourplex and living in one unit<\/p><\/li><li dir=\"ltr\" aria-level=\"1\"><p dir=\"ltr\" role=\"presentation\">Renting out spare rooms in a single-family home<\/p><\/li><\/ul><p dir=\"ltr\">Because you occupy the property as your primary residence, lenders allow you to use residential mortgage programs instead of higher-cost investment property loans.<\/p><p dir=\"ltr\">This makes house hacking one of the most accessible entry points into real estate investing.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div data-ka-cursor-size=\"1\" class=\"elementor-element elementor-element-72d8088 elementor-widget elementor-widget-heading\" data-id=\"72d8088\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;kng_cursor_interaction&quot;:&quot;default&quot;,&quot;kng_cursor_magnetic&quot;:&quot;none&quot;,&quot;kng_cursor_size_multiplier&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]}}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Why Residential Loans Make House Hacking Possible\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div data-ka-cursor-size=\"1\" class=\"elementor-element elementor-element-c91f30d elementor-widget elementor-widget-text-editor\" data-id=\"c91f30d\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;kng_cursor_interaction&quot;:&quot;default&quot;,&quot;kng_cursor_magnetic&quot;:&quot;none&quot;,&quot;kng_cursor_size_multiplier&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]}}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p dir=\"ltr\">Traditional investment property loans often require:<\/p><ul><li dir=\"ltr\" aria-level=\"1\"><p dir=\"ltr\" role=\"presentation\">15\u201325% down payments<\/p><\/li><li dir=\"ltr\" aria-level=\"1\"><p dir=\"ltr\" role=\"presentation\">Higher interest rates<\/p><\/li><li dir=\"ltr\" aria-level=\"1\"><p dir=\"ltr\" role=\"presentation\">Stricter approval requirements<\/p><\/li><\/ul><p dir=\"ltr\">However, house hacking allows you to use owner-occupied financing, which offers significantly more favorable terms.<\/p><p dir=\"ltr\">Programs commonly used for house hacking include:<\/p><ul><li dir=\"ltr\" aria-level=\"1\"><p dir=\"ltr\" role=\"presentation\">FHA loans<\/p><\/li><li dir=\"ltr\" aria-level=\"1\"><p dir=\"ltr\" role=\"presentation\">Conventional low down payment loans<\/p><\/li><li dir=\"ltr\" aria-level=\"1\"><p dir=\"ltr\" role=\"presentation\">VA loans for eligible borrowers<\/p><\/li><\/ul><p dir=\"ltr\">Exploring available mortgage programs through<a href=\"https:\/\/inkmortgage.com\/#loan-options\">\u00a0home loan options designed for buyers<\/a>\u00a0can help determine which loan type fits your house hacking strategy.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div data-ka-cursor-size=\"1\" class=\"elementor-element elementor-element-0580c2c elementor-widget elementor-widget-heading\" data-id=\"0580c2c\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;kng_cursor_interaction&quot;:&quot;default&quot;,&quot;kng_cursor_magnetic&quot;:&quot;none&quot;,&quot;kng_cursor_size_multiplier&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]}}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Buying a Duplex with FHA Financing\n\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div data-ka-cursor-size=\"1\" class=\"elementor-element elementor-element-0e36f6c elementor-widget elementor-widget-text-editor\" data-id=\"0e36f6c\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;kng_cursor_interaction&quot;:&quot;default&quot;,&quot;kng_cursor_magnetic&quot;:&quot;none&quot;,&quot;kng_cursor_size_multiplier&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]}}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p dir=\"ltr\">One of the most popular ways to start house hacking is buying a duplex with FHA financing.<\/p><p dir=\"ltr\">FHA loans allow borrowers to purchase properties with up to four units as long as they live in one of them.<\/p><p dir=\"ltr\">Key FHA benefits include:<\/p><ul><li dir=\"ltr\" aria-level=\"1\"><p dir=\"ltr\" role=\"presentation\">3.5% down payment<\/p><\/li><li dir=\"ltr\" aria-level=\"1\"><p dir=\"ltr\" role=\"presentation\">Flexible credit requirements<\/p><\/li><li dir=\"ltr\" aria-level=\"1\"><p dir=\"ltr\" role=\"presentation\">Competitive interest rates<\/p><\/li><\/ul><p dir=\"ltr\">Because the property is considered an owner-occupied investment property, lenders treat it as a primary residence rather than a traditional rental investment.<\/p><p dir=\"ltr\">This dramatically lowers the barrier to entry for first-time investors.<\/p><p dir=\"ltr\">If you\u2019re estimating affordability, tools like an<a href=\"https:\/\/inkmortgage.com\/fha-mortgage-calculator\">\u00a0FHA mortgage calculator<\/a>\u00a0can help you evaluate monthly payments and loan amounts before starting the property search.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div data-ka-cursor-size=\"1\" class=\"elementor-element elementor-element-828d83a elementor-widget elementor-widget-heading\" data-id=\"828d83a\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;kng_cursor_interaction&quot;:&quot;default&quot;,&quot;kng_cursor_magnetic&quot;:&quot;none&quot;,&quot;kng_cursor_size_multiplier&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]}}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">How Rental Income Can Help You Qualify\n\n\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div data-ka-cursor-size=\"1\" class=\"elementor-element elementor-element-98d3ae8 elementor-widget elementor-widget-text-editor\" data-id=\"98d3ae8\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;kng_cursor_interaction&quot;:&quot;default&quot;,&quot;kng_cursor_magnetic&quot;:&quot;none&quot;,&quot;kng_cursor_size_multiplier&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]}}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p dir=\"ltr\">Another major advantage of house hacking is that lenders may consider projected rental income when evaluating your loan application.<\/p><p dir=\"ltr\">For multi-unit properties, lenders often allow a portion of the expected rental income to be included when calculating debt-to-income ratios.<\/p><p dir=\"ltr\">For example:<\/p><ul><li dir=\"ltr\" aria-level=\"1\"><p dir=\"ltr\" role=\"presentation\">You buy a duplex and live in one unit<\/p><\/li><li dir=\"ltr\" aria-level=\"1\"><p dir=\"ltr\" role=\"presentation\">The second unit generates rental income<\/p><\/li><li dir=\"ltr\" aria-level=\"1\"><p dir=\"ltr\" role=\"presentation\">Part of that income can help offset the mortgage payment in the lender\u2019s calculations<\/p><\/li><\/ul><p dir=\"ltr\">This makes FHA multi-unit loans especially powerful for buyers who might otherwise struggle to qualify for a larger mortgage.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div data-ka-cursor-size=\"1\" class=\"elementor-element elementor-element-2bd1438 elementor-widget elementor-widget-heading\" data-id=\"2bd1438\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;kng_cursor_interaction&quot;:&quot;default&quot;,&quot;kng_cursor_magnetic&quot;:&quot;none&quot;,&quot;kng_cursor_size_multiplier&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]}}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Types of Properties You Can House Hack\n\n\n\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div data-ka-cursor-size=\"1\" class=\"elementor-element elementor-element-f71e1af elementor-widget elementor-widget-text-editor\" data-id=\"f71e1af\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;kng_cursor_interaction&quot;:&quot;default&quot;,&quot;kng_cursor_magnetic&quot;:&quot;none&quot;,&quot;kng_cursor_size_multiplier&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]}}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p dir=\"ltr\">House hacking works best with multi-unit properties that generate separate rental income streams.<\/p><p dir=\"ltr\">Common property types include:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div data-ka-cursor-size=\"1\" class=\"elementor-element elementor-element-374b387 elementor-widget elementor-widget-heading\" data-id=\"374b387\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;kng_cursor_interaction&quot;:&quot;default&quot;,&quot;kng_cursor_magnetic&quot;:&quot;none&quot;,&quot;kng_cursor_size_multiplier&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]}}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Duplex\n\n\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div data-ka-cursor-size=\"1\" class=\"elementor-element elementor-element-6f00ffc elementor-widget elementor-widget-text-editor\" data-id=\"6f00ffc\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;kng_cursor_interaction&quot;:&quot;default&quot;,&quot;kng_cursor_magnetic&quot;:&quot;none&quot;,&quot;kng_cursor_size_multiplier&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]}}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-892478e elementor-widget elementor-widget-text-editor\" data-ka-cursor-size=\"1\" data-id=\"892478e\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;kng_cursor_interaction&quot;:&quot;default&quot;,&quot;kng_cursor_magnetic&quot;:&quot;none&quot;,&quot;kng_cursor_size_multiplier&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]}}\" data-widget_type=\"text-editor.default\"><p dir=\"ltr\">A duplex contains two separate units and is often the easiest property type for beginner investors.<\/p><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div data-ka-cursor-size=\"1\" class=\"elementor-element elementor-element-a43a72c elementor-widget elementor-widget-heading\" data-id=\"a43a72c\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;kng_cursor_interaction&quot;:&quot;default&quot;,&quot;kng_cursor_magnetic&quot;:&quot;none&quot;,&quot;kng_cursor_size_multiplier&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]}}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Triplex\n\n\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div data-ka-cursor-size=\"1\" class=\"elementor-element elementor-element-2ca8bb0 elementor-widget elementor-widget-text-editor\" data-id=\"2ca8bb0\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;kng_cursor_interaction&quot;:&quot;default&quot;,&quot;kng_cursor_magnetic&quot;:&quot;none&quot;,&quot;kng_cursor_size_multiplier&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]}}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-892478e elementor-widget elementor-widget-text-editor\" data-ka-cursor-size=\"1\" data-id=\"892478e\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;kng_cursor_interaction&quot;:&quot;default&quot;,&quot;kng_cursor_magnetic&quot;:&quot;none&quot;,&quot;kng_cursor_size_multiplier&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]}}\" data-widget_type=\"text-editor.default\"><div class=\"elementor-element elementor-element-32d1d27 elementor-widget elementor-widget-text-editor\" data-ka-cursor-size=\"1\" data-id=\"32d1d27\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;kng_cursor_interaction&quot;:&quot;default&quot;,&quot;kng_cursor_magnetic&quot;:&quot;none&quot;,&quot;kng_cursor_size_multiplier&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]}}\" data-widget_type=\"text-editor.default\"><p dir=\"ltr\">Three-unit properties provide more rental income but may be slightly harder to find.<\/p><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div data-ka-cursor-size=\"1\" class=\"elementor-element elementor-element-6c9b814 elementor-widget elementor-widget-heading\" data-id=\"6c9b814\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;kng_cursor_interaction&quot;:&quot;default&quot;,&quot;kng_cursor_magnetic&quot;:&quot;none&quot;,&quot;kng_cursor_size_multiplier&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]}}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Fourplex\n\n\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div data-ka-cursor-size=\"1\" class=\"elementor-element elementor-element-9ac7fed elementor-widget elementor-widget-text-editor\" data-id=\"9ac7fed\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;kng_cursor_interaction&quot;:&quot;default&quot;,&quot;kng_cursor_magnetic&quot;:&quot;none&quot;,&quot;kng_cursor_size_multiplier&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]}}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-892478e elementor-widget elementor-widget-text-editor\" data-ka-cursor-size=\"1\" data-id=\"892478e\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;kng_cursor_interaction&quot;:&quot;default&quot;,&quot;kng_cursor_magnetic&quot;:&quot;none&quot;,&quot;kng_cursor_size_multiplier&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]}}\" data-widget_type=\"text-editor.default\"><div class=\"elementor-element elementor-element-32d1d27 elementor-widget elementor-widget-text-editor\" data-ka-cursor-size=\"1\" data-id=\"32d1d27\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;kng_cursor_interaction&quot;:&quot;default&quot;,&quot;kng_cursor_magnetic&quot;:&quot;none&quot;,&quot;kng_cursor_size_multiplier&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]}}\" data-widget_type=\"text-editor.default\"><p dir=\"ltr\">Four-unit properties maximize rental income while still qualifying for residential mortgage programs.<\/p><p dir=\"ltr\">Once a property has five or more units, it is typically classified as commercial real estate and requires different financing structures.<\/p><p dir=\"ltr\">Understanding the distinction between residential and commercial financing can help investors plan their long-term growth strategy.<\/p><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div data-ka-cursor-size=\"1\" class=\"elementor-element elementor-element-e7b1679 elementor-widget elementor-widget-heading\" data-id=\"e7b1679\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;kng_cursor_interaction&quot;:&quot;default&quot;,&quot;kng_cursor_magnetic&quot;:&quot;none&quot;,&quot;kng_cursor_size_multiplier&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]}}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Estimating Costs Before Buying\n\n\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div data-ka-cursor-size=\"1\" class=\"elementor-element elementor-element-4e9d40b elementor-widget elementor-widget-text-editor\" data-id=\"4e9d40b\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;kng_cursor_interaction&quot;:&quot;default&quot;,&quot;kng_cursor_magnetic&quot;:&quot;none&quot;,&quot;kng_cursor_size_multiplier&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]}}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p dir=\"ltr\">Even though house hacking allows low down payments, buyers should still plan carefully for overall expenses.<\/p><p dir=\"ltr\">Important costs include:<\/p><ul><li dir=\"ltr\" aria-level=\"1\"><p dir=\"ltr\" role=\"presentation\">Down payment<\/p><\/li><li dir=\"ltr\" aria-level=\"1\"><p dir=\"ltr\" role=\"presentation\">Closing costs<\/p><\/li><li dir=\"ltr\" aria-level=\"1\"><p dir=\"ltr\" role=\"presentation\">Property maintenance<\/p><\/li><li dir=\"ltr\" aria-level=\"1\"><p dir=\"ltr\" role=\"presentation\">Insurance and property taxes<\/p><\/li><\/ul><p dir=\"ltr\">Using tools like a<a href=\"https:\/\/inkmortgage.com\/b-mortgage-calculator\">\u00a0mortgage payment calculator<\/a>\u00a0can help estimate monthly payments based on loan amount, interest rate, and property costs.<\/p><p dir=\"ltr\">It\u2019s also helpful to estimate upfront expenses with a<a href=\"https:\/\/inkmortgage.com\/closing_cost_calculator\">\u00a0closing cost calculator<\/a>\u00a0so you know how much cash you\u2019ll need at closing.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div data-ka-cursor-size=\"1\" class=\"elementor-element elementor-element-64378b2 elementor-widget elementor-widget-heading\" data-id=\"64378b2\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;kng_cursor_interaction&quot;:&quot;default&quot;,&quot;kng_cursor_magnetic&quot;:&quot;none&quot;,&quot;kng_cursor_size_multiplier&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]}}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">The Financial Benefits of House Hacking\n\n\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div data-ka-cursor-size=\"1\" class=\"elementor-element elementor-element-847e3fb elementor-widget elementor-widget-text-editor\" data-id=\"847e3fb\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;kng_cursor_interaction&quot;:&quot;default&quot;,&quot;kng_cursor_magnetic&quot;:&quot;none&quot;,&quot;kng_cursor_size_multiplier&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]}}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>House hacking can provide several long-term advantages for buyers interested in real estate investing.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div data-ka-cursor-size=\"1\" class=\"elementor-element elementor-element-c65f73c elementor-widget elementor-widget-heading\" data-id=\"c65f73c\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;kng_cursor_interaction&quot;:&quot;default&quot;,&quot;kng_cursor_magnetic&quot;:&quot;none&quot;,&quot;kng_cursor_size_multiplier&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]}}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Reduced Living Expenses\n\n\n\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div data-ka-cursor-size=\"1\" class=\"elementor-element elementor-element-19111ab elementor-widget elementor-widget-text-editor\" data-id=\"19111ab\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;kng_cursor_interaction&quot;:&quot;default&quot;,&quot;kng_cursor_magnetic&quot;:&quot;none&quot;,&quot;kng_cursor_size_multiplier&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]}}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0c5abe0 elementor-widget elementor-widget-text-editor\" data-ka-cursor-size=\"1\" data-id=\"0c5abe0\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;kng_cursor_interaction&quot;:&quot;default&quot;,&quot;kng_cursor_magnetic&quot;:&quot;none&quot;,&quot;kng_cursor_size_multiplier&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]}}\" data-widget_type=\"text-editor.default\"><p dir=\"ltr\">Rental income from additional units can offset a significant portion of your mortgage payment.<\/p><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div data-ka-cursor-size=\"1\" class=\"elementor-element elementor-element-ed80bb2 elementor-widget elementor-widget-heading\" data-id=\"ed80bb2\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;kng_cursor_interaction&quot;:&quot;default&quot;,&quot;kng_cursor_magnetic&quot;:&quot;none&quot;,&quot;kng_cursor_size_multiplier&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]}}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Faster Wealth Building\n\n\n\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div data-ka-cursor-size=\"1\" class=\"elementor-element elementor-element-4bd365e elementor-widget elementor-widget-text-editor\" data-id=\"4bd365e\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;kng_cursor_interaction&quot;:&quot;default&quot;,&quot;kng_cursor_magnetic&quot;:&quot;none&quot;,&quot;kng_cursor_size_multiplier&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]}}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Instead of paying rent to a landlord, you begin building equity in a property that also generates income.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div data-ka-cursor-size=\"1\" class=\"elementor-element elementor-element-f6ae504 elementor-widget elementor-widget-heading\" data-id=\"f6ae504\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;kng_cursor_interaction&quot;:&quot;default&quot;,&quot;kng_cursor_magnetic&quot;:&quot;none&quot;,&quot;kng_cursor_size_multiplier&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]}}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Lower Investment Risk\n\n\n\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div data-ka-cursor-size=\"1\" class=\"elementor-element elementor-element-8f10fa6 elementor-widget elementor-widget-text-editor\" data-id=\"8f10fa6\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;kng_cursor_interaction&quot;:&quot;default&quot;,&quot;kng_cursor_magnetic&quot;:&quot;none&quot;,&quot;kng_cursor_size_multiplier&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]}}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c56d0ef elementor-widget elementor-widget-text-editor\" data-ka-cursor-size=\"1\" data-id=\"c56d0ef\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;kng_cursor_interaction&quot;:&quot;default&quot;,&quot;kng_cursor_magnetic&quot;:&quot;none&quot;,&quot;kng_cursor_size_multiplier&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]}}\" data-widget_type=\"text-editor.default\"><p dir=\"ltr\">Because you live in the property, you maintain close oversight of tenants and property conditions<\/p><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div data-ka-cursor-size=\"1\" class=\"elementor-element elementor-element-a10bfcc elementor-widget elementor-widget-heading\" data-id=\"a10bfcc\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;kng_cursor_interaction&quot;:&quot;default&quot;,&quot;kng_cursor_magnetic&quot;:&quot;none&quot;,&quot;kng_cursor_size_multiplier&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]}}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Easier Financing\n\n\n\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div data-ka-cursor-size=\"1\" class=\"elementor-element elementor-element-e6b0adb elementor-widget elementor-widget-text-editor\" data-id=\"e6b0adb\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;kng_cursor_interaction&quot;:&quot;default&quot;,&quot;kng_cursor_magnetic&quot;:&quot;none&quot;,&quot;kng_cursor_size_multiplier&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]}}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c56d0ef elementor-widget elementor-widget-text-editor\" data-ka-cursor-size=\"1\" data-id=\"c56d0ef\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;kng_cursor_interaction&quot;:&quot;default&quot;,&quot;kng_cursor_magnetic&quot;:&quot;none&quot;,&quot;kng_cursor_size_multiplier&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]}}\" data-widget_type=\"text-editor.default\"><p dir=\"ltr\">Owner-occupied loans typically have better interest rates and lower down payments compared to investment property loans.<\/p><p dir=\"ltr\">These benefits make house hacking one of the most powerful strategies for first-time real estate investors.<\/p><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div data-ka-cursor-size=\"1\" class=\"elementor-element elementor-element-d655f3a elementor-widget elementor-widget-heading\" data-id=\"d655f3a\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;kng_cursor_interaction&quot;:&quot;default&quot;,&quot;kng_cursor_magnetic&quot;:&quot;none&quot;,&quot;kng_cursor_size_multiplier&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]}}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Preparing for a House Hacking Mortgage\n\n\n\n\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div data-ka-cursor-size=\"1\" class=\"elementor-element elementor-element-1c2d902 elementor-widget elementor-widget-text-editor\" data-id=\"1c2d902\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;kng_cursor_interaction&quot;:&quot;default&quot;,&quot;kng_cursor_magnetic&quot;:&quot;none&quot;,&quot;kng_cursor_size_multiplier&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]}}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p dir=\"ltr\">Before pursuing a house hacking strategy, buyers should take a few preparation steps:<\/p><ol><li dir=\"ltr\" aria-level=\"1\"><p dir=\"ltr\" role=\"presentation\">Review credit score and financial profile<\/p><\/li><li dir=\"ltr\" aria-level=\"1\"><p dir=\"ltr\" role=\"presentation\">Estimate payments using a mortgage calculator<\/p><\/li><li dir=\"ltr\" aria-level=\"1\"><p dir=\"ltr\" role=\"presentation\">Research rental market conditions in your target area<\/p><\/li><li dir=\"ltr\" aria-level=\"1\"><p dir=\"ltr\" role=\"presentation\">Understand landlord responsibilities<\/p><\/li><\/ol><p dir=\"ltr\">Working with lenders who collaborate with<a href=\"https:\/\/inkmortgage.com\/#lenders\">\u00a0multiple mortgage partners<\/a>\u00a0can help buyers compare loan structures that best support multi-unit purchases.<\/p><p dir=\"ltr\">Learning more about the mortgage team supporting your home purchase through the company\u2019s<a href=\"https:\/\/inkmortgage.com\/#about\">\u00a0about section<\/a>\u00a0can also provide valuable insight before starting the loan process.<\/p><p dir=\"ltr\">Reading real borrower experiences in the<a href=\"https:\/\/inkmortgage.com\/#testimonials\">\u00a0client testimonials section<\/a>\u00a0and exploring the latest articles in the<a href=\"https:\/\/inkmortgage.com\/#recent-posts\">\u00a0recent mortgage insights section<\/a>\u00a0can also help buyers understand how others have successfully used house hacking strategies.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div data-ka-cursor-size=\"1\" class=\"elementor-element elementor-element-1368838 elementor-widget elementor-widget-heading\" data-id=\"1368838\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;kng_cursor_interaction&quot;:&quot;default&quot;,&quot;kng_cursor_magnetic&quot;:&quot;none&quot;,&quot;kng_cursor_size_multiplier&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]}}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Final Thoughts: Turning Your First Home Into an Investment\n\n\n\n\n\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div data-ka-cursor-size=\"1\" class=\"elementor-element elementor-element-8d9b4b0 elementor-widget elementor-widget-text-editor\" data-id=\"8d9b4b0\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;kng_cursor_interaction&quot;:&quot;default&quot;,&quot;kng_cursor_magnetic&quot;:&quot;none&quot;,&quot;kng_cursor_size_multiplier&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]}}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p dir=\"ltr\">House hacking is one of the most effective ways to enter the real estate market while minimizing financial risk. By using a house hacking mortgage, buyers can purchase a multi-unit property, live in one unit, and generate rental income from the others.<\/p><p dir=\"ltr\">Programs such as FHA multi-unit loans and options like buying a duplex with FHA financing make it possible for many buyers to start investing with relatively small down payments.<\/p><p dir=\"ltr\">If you\u2019re considering turning your first home into an owner-occupied investment property, speaking with a mortgage professional can help you evaluate financing options and determine whether house hacking fits your long-term goals. You can begin exploring your options and ask questions by reaching out through the<a href=\"https:\/\/inkmortgage.com\/#contact\">\u00a0contact page<\/a>.<\/p><p dir=\"ltr\">With the right strategy and financing structure, your first home could also become the foundation of your real estate investment portfolio.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div data-ka-cursor-size=\"1\" class=\"elementor-element elementor-element-1a7fc33 e-con-full elementor-hidden-mobile e-flex e-con e-child\" data-id=\"1a7fc33\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;kng_cursor_interaction&quot;:&quot;default&quot;,&quot;kng_cursor_magnetic&quot;:&quot;none&quot;,&quot;kng_cursor_size_multiplier&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]}}\">\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div data-ka-cursor-size=\"1\" class=\"elementor-element elementor-element-c590e62 post-grid e-flex e-con-boxed e-con e-parent\" data-id=\"c590e62\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;kng_cursor_interaction&quot;:&quot;default&quot;,&quot;kng_cursor_magnetic&quot;:&quot;none&quot;,&quot;kng_cursor_size_multiplier&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]}}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div data-ka-cursor-size=\"1\" class=\"elementor-element elementor-element-3cc972b e-con-full e-flex e-con e-child\" data-id=\"3cc972b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;kng_cursor_interaction&quot;:&quot;default&quot;,&quot;kng_cursor_magnetic&quot;:&quot;none&quot;,&quot;kng_cursor_size_multiplier&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]}}\">\n\t\t<div data-ka-cursor-size=\"1\" class=\"elementor-element elementor-element-1f0137a e-con-full e-flex e-con e-child\" data-id=\"1f0137a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;kng_cursor_interaction&quot;:&quot;default&quot;,&quot;kng_cursor_magnetic&quot;:&quot;none&quot;,&quot;kng_cursor_size_multiplier&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]}}\">\n\t\t<div data-ka-cursor-size=\"1\" class=\"elementor-element elementor-element-f644705 e-con-full e-flex e-con e-child\" data-id=\"f644705\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;kng_cursor_interaction&quot;:&quot;default&quot;,&quot;kng_cursor_magnetic&quot;:&quot;none&quot;,&quot;kng_cursor_size_multiplier&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]}}\">\n\t\t<div data-ka-cursor-size=\"1\" class=\"elementor-element elementor-element-fc8205d e-con-full e-flex e-con e-child\" data-id=\"fc8205d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;kng_cursor_interaction&quot;:&quot;default&quot;,&quot;kng_cursor_magnetic&quot;:&quot;none&quot;,&quot;kng_cursor_size_multiplier&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]}}\">\n\t\t<div data-ka-cursor-size=\"1\" class=\"elementor-element elementor-element-bc47d69 e-con-full e-flex e-con e-child\" data-id=\"bc47d69\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;kng_cursor_interaction&quot;:&quot;default&quot;,&quot;kng_cursor_magnetic&quot;:&quot;none&quot;,&quot;kng_cursor_size_multiplier&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]}}\">\n\t\t<div data-ka-cursor-size=\"1\" class=\"elementor-element elementor-element-8b22bf5 e-con-full e-flex e-con e-child\" data-id=\"8b22bf5\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;kng_cursor_interaction&quot;:&quot;default&quot;,&quot;kng_cursor_magnetic&quot;:&quot;none&quot;,&quot;kng_cursor_size_multiplier&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]}}\">\n\t\t\t\t<div data-ka-cursor-size=\"1\" class=\"elementor-element elementor-element-8ac8c87 elementor-posts--align-left post-grid elementor-grid-4 elementor-grid-tablet-2 elementor-grid-mobile-1 elementor-posts--thumbnail-top elementor-card-shadow-yes elementor-posts__hover-gradient elementor-widget elementor-widget-posts\" data-id=\"8ac8c87\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;cards_row_gap&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:20,&quot;sizes&quot;:[]},&quot;pagination_type&quot;:&quot;numbers&quot;,&quot;cards_columns&quot;:&quot;4&quot;,&quot;cards_columns_tablet&quot;:&quot;2&quot;,&quot;cards_columns_mobile&quot;:&quot;1&quot;,&quot;cards_row_gap_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;cards_row_gap_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;kng_cursor_interaction&quot;:&quot;default&quot;,&quot;kng_cursor_magnetic&quot;:&quot;none&quot;,&quot;kng_cursor_size_multiplier&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]}}\" data-widget_type=\"posts.cards\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-posts-container elementor-posts elementor-posts--skin-cards elementor-grid\" role=\"list\">\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-12920 post type-post status-publish format-standard has-post-thumbnail hentry category-uncategorized\" role=\"listitem\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/demo.max.health\/inkmortgage.com\/blog\/new-construction-vs-existing-homes-financing-differences-buyers-should-know\/\" tabindex=\"-1\" ><div class=\"elementor-post__thumbnail\"><img decoding=\"async\" width=\"800\" height=\"436\" src=\"https:\/\/demo.max.health\/inkmortgage.com\/wp-content\/uploads\/2026\/06\/fltACvXfpMl85RNPqobi.jpg\" class=\"attachment-large size-large wp-image-12922\" alt=\"\" srcset=\"https:\/\/demo.max.health\/inkmortgage.com\/wp-content\/uploads\/2026\/06\/fltACvXfpMl85RNPqobi.jpg 1000w, https:\/\/demo.max.health\/inkmortgage.com\/wp-content\/uploads\/2026\/06\/fltACvXfpMl85RNPqobi-300x164.jpg 300w, https:\/\/demo.max.health\/inkmortgage.com\/wp-content\/uploads\/2026\/06\/fltACvXfpMl85RNPqobi-768x419.jpg 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><\/div><\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/demo.max.health\/inkmortgage.com\/blog\/new-construction-vs-existing-homes-financing-differences-buyers-should-know\/\" >\n\t\t\t\tNew Construction vs Existing Homes: Financing Differences Buyers Should Know\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t\t<div class=\"elementor-post__read-more-wrapper\">\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/demo.max.health\/inkmortgage.com\/blog\/new-construction-vs-existing-homes-financing-differences-buyers-should-know\/\" aria-label=\"Read more about New Construction vs Existing Homes: Financing Differences Buyers Should Know\" tabindex=\"-1\" >\n\t\t\tContinue\t\t<\/a>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-12890 post type-post status-publish format-standard has-post-thumbnail hentry category-uncategorized\" role=\"listitem\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/demo.max.health\/inkmortgage.com\/blog\/how-property-taxes-affect-your-monthly-mortgage-payment\/\" tabindex=\"-1\" ><div class=\"elementor-post__thumbnail\"><img decoding=\"async\" width=\"800\" height=\"436\" src=\"https:\/\/demo.max.health\/inkmortgage.com\/wp-content\/uploads\/2026\/06\/JryVXWspJ7S8CNwgja5I.jpg\" class=\"attachment-large size-large wp-image-12892\" alt=\"\" srcset=\"https:\/\/demo.max.health\/inkmortgage.com\/wp-content\/uploads\/2026\/06\/JryVXWspJ7S8CNwgja5I.jpg 1000w, https:\/\/demo.max.health\/inkmortgage.com\/wp-content\/uploads\/2026\/06\/JryVXWspJ7S8CNwgja5I-300x164.jpg 300w, https:\/\/demo.max.health\/inkmortgage.com\/wp-content\/uploads\/2026\/06\/JryVXWspJ7S8CNwgja5I-768x419.jpg 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><\/div><\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/demo.max.health\/inkmortgage.com\/blog\/how-property-taxes-affect-your-monthly-mortgage-payment\/\" >\n\t\t\t\tHow Property Taxes Affect Your Monthly Mortgage Payment\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t\t<div class=\"elementor-post__read-more-wrapper\">\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/demo.max.health\/inkmortgage.com\/blog\/how-property-taxes-affect-your-monthly-mortgage-payment\/\" aria-label=\"Read more about How Property Taxes Affect Your Monthly Mortgage Payment\" tabindex=\"-1\" >\n\t\t\tContinue\t\t<\/a>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-12847 post type-post status-publish format-standard has-post-thumbnail hentry category-uncategorized\" role=\"listitem\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/demo.max.health\/inkmortgage.com\/blog\/co-buying-a-home-how-joint-mortgages-work-friends-family-partners\/\" tabindex=\"-1\" ><div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"420\" src=\"https:\/\/demo.max.health\/inkmortgage.com\/wp-content\/uploads\/2026\/06\/BV1swdJIChnvUZhssU1p.jpg\" class=\"attachment-large size-large wp-image-12884\" alt=\"\" srcset=\"https:\/\/demo.max.health\/inkmortgage.com\/wp-content\/uploads\/2026\/06\/BV1swdJIChnvUZhssU1p.jpg 1000w, https:\/\/demo.max.health\/inkmortgage.com\/wp-content\/uploads\/2026\/06\/BV1swdJIChnvUZhssU1p-300x158.jpg 300w, https:\/\/demo.max.health\/inkmortgage.com\/wp-content\/uploads\/2026\/06\/BV1swdJIChnvUZhssU1p-768x403.jpg 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><\/div><\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/demo.max.health\/inkmortgage.com\/blog\/co-buying-a-home-how-joint-mortgages-work-friends-family-partners\/\" >\n\t\t\t\tCo-Buying a Home: How Joint Mortgages Work (Friends, Family, Partners)\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t\t<div class=\"elementor-post__read-more-wrapper\">\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/demo.max.health\/inkmortgage.com\/blog\/co-buying-a-home-how-joint-mortgages-work-friends-family-partners\/\" aria-label=\"Read more about Co-Buying a Home: How Joint Mortgages Work (Friends, Family, Partners)\" tabindex=\"-1\" >\n\t\t\tContinue\t\t<\/a>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-12823 post type-post status-publish format-standard has-post-thumbnail hentry category-uncategorized\" role=\"listitem\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/demo.max.health\/inkmortgage.com\/blog\/why-summer-is-still-the-busiest-homebuying-season-even-with-higher-rates\/\" tabindex=\"-1\" ><div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"437\" src=\"https:\/\/demo.max.health\/inkmortgage.com\/wp-content\/uploads\/2026\/06\/ink-june-week-1-2nd-1-1024x559.jpg\" class=\"attachment-large size-large wp-image-12829\" alt=\"\" srcset=\"https:\/\/demo.max.health\/inkmortgage.com\/wp-content\/uploads\/2026\/06\/ink-june-week-1-2nd-1-1024x559.jpg 1024w, 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