Terms of Use
- Effective Date: January 1, 2026
Ink Mortgage Group
NMLS #1439054
608 SW Bayshore Blvd
Port Saint Lucie, FL 34983
Acceptance of Terms
Please read these Terms of Use carefully before using the Ink Mortgage Group website (the “Site”). By accessing or using this Site, you agree to be bound by these Terms of Use. If you do not agree to these terms, you may not access or use the Site.
Ink Mortgage Group reserves the right to modify these Terms of Use at any time without prior notice. Your continued use of the Site following any changes constitutes your acceptance of the modified terms.
Informational Purposes Only
The content on this Site is provided for general informational purposes only. It does not constitute financial, legal, tax, investment, or real estate advice.
Mortgage guidelines, interest rates, loan terms, fees, program availability, and underwriting criteria are subject to change without notice and may vary based on borrower qualifications, lender guidelines, market conditions, property type, and applicable law.
You should consult with qualified professionals for advice specific to your situation.
No Broker-Client Relationship
Use of this Site, submission of a contact form, scheduling a review, or communicating with Ink Mortgage Group via email or telephone does not create a broker-client relationship, loan application, loan approval, or commitment to lend.
A formal broker-client relationship exists only after: (a) you complete a full mortgage application through our secure process, (b) we agree to proceed, and (c) you receive all required disclosures.
No Loan Commitment or Guarantee
Ink Mortgage Group is not a bank or depository institution.
All loan products described on this Site are offered through third-party lenders. Any mortgage transaction is subject to:
Formal loan application
Lender underwriting approval
Borrower qualification (credit, income, assets, debt-to-income ratio)
Property eligibility and appraisal
Program availability at time of application
Applicable federal and state law
Nothing on this Site constitutes a commitment to lend, a loan approval, a guarantee of any specific loan terms, interest rate, payment amount, closing cost, or approval. Past performance or client testimonials do not guarantee future results.
No Submission of Sensitive Information
You agree not to submit Social Security numbers, bank statements, tax returns, pay stubs, W-2s, driver’s license images, account numbers, or other sensitive financial or personal identification information through general website contact forms, email, or unencrypted channels.
If such information is needed for a mortgage application, Ink Mortgage Group will provide instructions for secure document submission through an encrypted portal.
By submitting any information through this Site, you assume all risk associated with unencrypted transmission.
Accuracy of Information
Ink Mortgage Group makes reasonable efforts to ensure that information on this Site is accurate and current. However, we do not warrant or guarantee that all content is complete, accurate, current, error-free, or applicable to every borrower or property.
Mortgage calculators, rate estimates, payment examples, and scenario tools are provided for illustrative purposes only. Actual loan terms, payments, rates, closing costs, taxes, insurance, and eligibility will vary based on formal underwriting.
Third-Party Links and Lenders
This Site may contain links to third-party websites or references to third-party lenders. These links and references are provided for convenience only and do not constitute an endorsement, approval, or guarantee of those third parties or their content.
Ink Mortgage Group is not responsible for the privacy practices, terms of use, or content of any third-party website. You access third-party sites at your own risk.
Prohibited Uses
You agree not to use this Site:
To transmit any viruses, malware, or harmful code
To attempt unauthorized access to our systems or data
To submit false, misleading, or fraudulent information
To violate any applicable federal, state, or local law or regulation
To harass, abuse, or harm any person
Limitation of Liability
To the fullest extent permitted by law, Ink Mortgage Group, its owners, employees, and affiliates shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of your access to or use of this Site, including but not limited to errors, omissions, interruptions, defects, or delays.
This limitation applies even if Ink Mortgage Group has been advised of the possibility of such damages.
No Warranties
This Site is provided on an “AS IS” and “AS AVAILABLE” basis. Ink Mortgage Group expressly disclaims all warranties of any kind, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, non-infringement, or accuracy.
Governing Law
These Terms of Use shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of laws principles.
Any legal action arising out of these Terms of Use or your use of this Site shall be brought exclusively in the state or federal courts located in St. Lucie County, Florida.
Entire Agreement
These Terms of Use, together with our Privacy Policy and Licensing & Disclosures page, constitute the entire agreement between you and Ink Mortgage Group regarding your use of this Site.
Still Have Questions About Your Specific Situation?
Every borrower’s situation is unique. The best way to get accurate answers is to discuss your actual scenario — your credit, income, property type, and goals.